ADCB Islamic TouchPoints Gold Card

ADCB

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.25%

FX Rate

2.99%

Benefits

Balance Transfer
Cinema Benefits
Credit Shield
Dining Benefit
Hotel Discounts
Sharia Compliant

The ADCB Islamic TouchPoints Gold Card is a  sharia compliant card which comes with no annual fees . Some of the benefits are earn rewards points , credit shield with life cover, easy payments, balance transfer, and more.

 

Reward features

  • Earn 0.5 Touchpoint for 1 AED spend
  • Get 5,000 bonus Touchpoints on AED 5000 spent monthly
  • Avail VISA Gold Card benefits on this card
  • Redeem the earned touchpoints at over 1500+ locations
  • Earn 1 mile on Skiwards Skyward for every 18 Touchpoints
  • Get 1 Etihad guest mile for every 14 Touchpoints
  • Up to 12% savings on hotel and vacation rental bookings with Agoda
  • Get 2 complimentary movie tickets on buying 1 using the Touchpoints Gold Card at VOX Cinemas across 2D standard and 2D Max standard

Features

  • Get lifestyle benefits like dining exclusives and entertainment at Yas Island Theme parks and travel benefit for renting car through Avis
  • Pay 0% on school fees payment
  • Pay order facility available up to the available credit limit
  • Payback high-value purchases at easy installments
  • This is sharia compliant card
  • No annual fees for this card
  • You earn touchpoints with every spend, which can be redeemed for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills etc

 

 

Additional Benefits

  • Convenient payment options and pay as little as 5% of your outstanding every month
  • Balance transfer from other cards within 90 days of registration
  • 0% Profit payment plan up to 24 months
  • Provided with Takaful Credit shield to tide over emergencies along with complimentary life cover
  • Get up to 25% on 1,400 restaurants when you pay with your TouchPoints Gold Card.
  • Up to 20% off for Touchpoints Gold cardholders for renting worldwide through Avis
  • You get Visa xperience with the ENTERTAINER offer
  • With easy instalment you can split transactions into an easy 0% Profit Payment Plan of up to 24 months

Fees & Charges

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 241.50
  • Over limit Fee: NA AED 288.5
  • Cash Advance Fee: 3.15% or AED 105 (whichever is higher)

Addition Information

  • Unlimited Supplementary cards for your family
  • Easy credit card management with a mobile app
  • Complete card control including setting spend limits