"ADCB Islamic Etihad Guest Platinum Card"

ADCB Islamic

Min. Salary

AED 8000

Annual Fees

AED 525

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
Credit Shield
Dining Benefit
Extended Warranty
Hotel Discounts
Purchase Protection
Sharia Compliant

ADCB Islamic Etihad Guest Platinum Credit Card is a Sharia-Complaint travel credit card that offers a wide range of privileges and benefits including miles rewards, travel & lifestyle benefits, card control features, and much more.

Reward features

  • A welcome bonus of 12,000 miles can be redeemed for Etihad Flight Bookings and upgrades. The miles will be credited within 60 days of paying the annual fee during the first year of card issuance.
  • Earn 1 mile for every USD 1 spent on domestic purchases
  • Redeem miles for flights and upgrades across a growing list of exciting destinations on the Etihad Airways network and its partners
  • Earn Etihad Guest Miles on all purchases

Features

  • Welcome bonus of 12,000 Etihad Guest Miles
  • Monthly bonus of 1,000 Etihad Guest Miles on monthly purchases of USD 1,000 or more
  • Up to 1.25 Etihad Guest Miles per 1 USD you spend internationally or on Etihad.com
  • 3 complimentary airport lounge access in a year at more than 1,000 airports across the globe

Additional Benefits

  • Enjoy exclusive benefits at more than 900 VISA luxury hotels around the world. Cardholders can avail of room upgrades, free Wi-fi and daily breakfast, USD 25 F&B credit, and late checkout. 
  • Up to 35 % off on Avis Rent a Car valid across the globe. 
  • Avail Visa xperience with the ENTERTAINER offer with 2-for-1 offers at fine dining restaurants, spas, and gyms, across the Middle East. 
  • Card Control feature to set daily/monthly spend limits, block transactions, ATM withdrawals, & online transactions. 
  • Up to 30% off at over 1,400 restaurants in the UAE, in addition to offers related to travel, shopping and entertainment
  • Enhanced protection features, which include purchase protection, extended warranty on new purchases, and credit shield with complimentary life cover
  • Zero interest charges, low processing fees for up to 12 months on converting your child’s school and college fees into installments

Fees & Charges

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
  • Annual Fee (AED): AED 525 for Aspire Cardholders; AED 262.5 for Privilege Club users; Zero Annual fee for Excellency Customers.

Addition Information

  • A maximum of 55 interest-free days
  • Interest-free balance transfer with the flexibility to repay in up to 24 months
  • FlexiPay to convert the card’s retail balance in monthly payments. Low interest rates, repayment up to 48 months, and zero documents required.
  • PayOrder facility to get cash against the available credit limit within 3 working days of applying for the same.