"ADCB Islamic Etihad Guest Infinite Card"

ADCB Islamic

Min. Salary

AED 40000

Annual Fees

AED 2625

Interest Rate

3.25%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
Concierge Service
Credit Shield
Dining Benefit
Extended Warranty
Fraudulent Card Misuse Protection
Golf Benefits
Hotel Discounts
Purchase Protection
Sharia Compliant
Travel Insurance

ADCB Etihad Islamic Guest Infinite is a lifestyle card with a number of lifestyle and travel benefits. Various benefits of bonus – on applying for the card and monthly. Accelerates the Guest Miles with every spends. Provides tier miles with every spends.

Reward features

  • Etihad Guest Gold Tier membership along with increase in tier miles with every spend of 1 USD.
  • Access to as many as 1000 and more airport lounges all over the world for free.
  • Complimentary flight upgradation vouchers and free airport chauffeur rides with Careem.
  • Multi-trip travel insurance and medical benefits for the cardholders and their families at zero cost.
  • Access to priority check-in and priority boarding of flights with Guest Miles and allowance of 15kg excess baggage.
  • Inclusive complimentary golf access and benefits in different golf clubs like Yas links golf club, Meydan golf club and others.
  • Amazing discounts up to 30&% off on travel, shopping, entertainment and dining in more than 1400 restaurants across UAE.
  • Complimentary exclusive offers at over 900 luxury hotels and resorts across the world.
  • Benefits of luxury travel planning under the global concierge services with the card.

Features

  • Provides up to 60,000 bonus Etihad Guest Miles on applying for the card.
  • 2 Etihad Guest Miles with every domestic spends, 3 Etihad Guest Miles with every international spends and with every purchases made with Etihad Airways, 3 Etihad Guest Miles are rewarded.
  • Credit of up to 5,000 Etihad Guest Miles as bonus per month.
  • Complimentary travel and lifestyle benefits for the cardholders.
  • Extended warranty, credit shield and purchase protection along with the bank transfer facilities.

Additional Benefits

  • Discounts up to 12% on Agoda bookings and BOGO offer at Caribou Coffee.
  • Easy redemption of Etihad Guest Miles.
  • Exclusive discounts at various theme island parks in UAE.
  • Credit shield for covering up of the card up to AED 200,000 in case of emergencies.
  • Protection against any unauthorized or fraudulent transactions made with the card.
  • Coverage and protection on purchases, especially in case of theft or accidental damage until 365 days from the date of purchase.
  • Doubles the warranty period by extending the warranty date by one year from the date of expiry by the original manufacturer.

Fees & Charges

  • Supplementary Annual Fee: AED 103.95 (business cards), AED 1050 (betaqti cards), NIL (other cards)
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: AED 105 or 3.15% (whichever is higher)

Addition Information

  • No Etihad Guest Miles on transactions exceeding the limit of the card for that month.
  • Free multi-trip travel insurance for the cardholders.
  • All the fees and charges are exclusive of 5% VAT.