Welcome bonus includes a one-time reward of AED 365 on a minimum spend of AED 5,000 in the first 45 days of card issuance.
Earn cash back on daily purchases
3% on utility & telecom bill payments, fuel purchases, and Salik
6% on dining spends including online food orders
5% on grocery purchases
1% on international purchases on any retail category

No annual fee for the 1st year of card issuance.
Earn cash back on most of the daily purchases made using the card.
Get up to 12% discount at 9,85,000+ hotel & vacation rental bookings made on Agoda Website.

Credit shield insurance covers all credit card payments made across the globe protecting the cardholder from any fraudulent transactions.
Avail 0% interest on school fee payments.
FlexiPay feature to repay retail balances in easy monthly payments.
Transfer outstanding credit card balances from other banks and enjoy low interest rates.
PayOrder facility at zero interest rates and easy repayment in up to 12 months.

To become eligible for the cashback a minimum retail spend of AED 5,000 per calendar month is mandatory.
The minimum retail spend includes spending by both primary and supplementary cardholders.
The maximum cashback is capped at AED 1,000 per month.
1+1 movie ticket offer valid for up to 4 tickets per month.

ADCB Islamic 365 Cashback Card