ADCB-Betaqti-Credit-Card

ADCB

Min. Salary

AED 10000

Annual Fees

AED 2100

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
Cinema Benefits
Concierge Service
Dining Benefit
Hotel Discounts
Travel Insurance

The ADCB Betaqti Credit Card is a TouchPoints Rewards Credit Card exclusively designed for Emiratis. The metal, laser-etched card displays the cardholder’s name and gives a host of travel, lifestyle, entertainment benefits, and more.

Reward features

  • Welcome bonus of 300,000 TouchPoints on receiving the Betaqi card
  • Earn up to 3 TouchPoints per AED 1 spent on all retail purchases
  • Bonus TouchPoints of up to 750,000 for annual spends of up to AED 500,000
  • Convert TouchPoints into Etihad Guest Miles
  • TouchPoints can be redeemed for shopping, paying utility bills, and much more
  • TouchPoints can be converted to Etihad Guest Miles and Emirates Skywards Miles

Features

  • Unlimited global access to airport lounges with an accompanying guest to more than 1,200 airports across the globe.
  • Buy 1 get 1 free movie ticket at VOX Cinemas THEATRE, GOLD and KIDS experiences.
  • Free access to all Uform Fitness Clubs across UAE. Enjoy unlimited group exercise classes, free locker room service, and more.

Additional Benefits

  • 25% discount on select meals at Candy Bar in any VOX locations. Free upgrades on popcorn and soft drinks.
  • 20% discount on talabat food orders and grocery deliveries once every month
  • 10% discount at selected brands on Farfetch 
  • Complimentary beverage all year round with an unlimited buy 1 get 1 free offer at Caribou Coffee
  • Concierge service for customising your travel plans, reserving tables at restaurants, booking show tickets and much more
  • Up to 6 free airport rides per year with Careem. Save up to AED 110 per ride
  • Up to 10% cashback on accommodation bookings made on booking.com
  • Offers and discounts on a range of premium brands including The St. Regis Abu Dhabi, Jumeirah at Etihad Towers, Abu Dhabi, The Coffee Club and Al Mandoos
  • Enjoy up to 15% discounts on all rentals, guaranteed free upgrades, and more on upgrading to the Hertz Gold Plus Rewards President’s Circle
  • DISCOVERY Titanium Membership from Global Hotel Alliance offers various benefits at more than 500 luxury hotels and resorts globally.
  • Free Flexiroam access with 1GB free roaming data 3 times per year and 15% discount on data roaming plans
  • Avail 3 free airport fast-track services per year covered under the Mastercard Travel Pass app.
  • 12% discount with promo code MCWORLDELITE for flight and hotel bookings made on cleartrip.com
  • Card control feature to set spending limits and control card transactions

Fees & Charges

  • Supplementary Card Annual Fee: AED 1,050
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% or AED 105 (whichever is higher)

Addition Information

  • Comprehensive travel insurance that includes medical and inconvenience cover, plus a car rental collision and loss damage waiver
  • Mastercard World Elite benefits
  • Zero interest charges, low processing fees for up to 12 months on converting your child’s school and college fees into instalments
  • Interest-free balance transfers with flexible repayment tenure of up to 24 months. Feature available within 90 days of card registration. 
  • High-value transactions can be converted into personal payment plan at low interest rates with repayment tenure of up to 48 months.
  • Avail credit card loans at low interest rate and make payments within 48 months. 
  • Set an auto-debit option for regular payments from your ADCB Savings or Current account
  • FlexiPay feature to repay retail dues in small monthly installments. Low interest and repayment period of up to 48 months.
  • 50% off on Shahid VIP monthly plan for first-time users. 
  • Use promo code MA40 applicable on a minimum spend of AED 250 at Carrefour
  • Up to 10% discount on merchandise, apparel, and action figures on Geekay’s website.