We make some sort of purchase all day, but wouldn’t it be better if we get a small reward for those purchases? There are certain credit cards, especially for that very purpose.
Reward credit cards offer you any type of rewards such as points, travel miles, or cashback whenever you make purchases using them. You can accumulate these points and redeem them to buy a certain item or even a plane ticket.
Reward credit cards can prove useful to you if you pay your credit balance on time and make frequent purchases. Here is a list of the 10 best reward credit cards available in the UAE. This will help you to compare your various choices and select the one that seems the best to you.
Citi Reward Credit Card
Offered by Citibank, this credit card is filled with exciting deals and discounts on various items. There is no annual fee applicable on it and its interest rates start at 3.55%. The minimum salary required to apply for a Citi reward credit card is AED 8,000. It provides interesting offers for first-timers and other benefits of this card are listed below.
- ThankYou reward points on every purchase that can be converted to cash or used for shopping online.
- Access to thousands of airport lounges across the globe.
- Discounts on many fine-dining restaurants across the country.
- Buy 1 get 1 one free discounts on cinemas.
- Amazon Prime membership for the first 12 months.
- Travel insurance covered.
- More than 10% discounts on both amazon and Zomato for new users.
- Citi world privilege.
Emirates NBD Lulu 247 Titanium Credit Card
The offers provided by this card are as big as its name. This card is free for life, and its interest starts at 3.25%. The eligible salary required is low at AED 5,000. Down below are the key features provided by this credit card.
- Enjoy a cashback of up to 3.5% of the shopping done at Lulu stores, including online.
- Exclusive offers at Lulu stores.
- Free airport access to around 10 lounges in the middle east.
- 2 complimentary cinema tickets every month.
- The First 180 days of purchase protection is included.
- Up to 30% discounts on air tickets and hotels from ClearTrip.
FAB Abu Dhabi Titanium Card
First Abu Dhabi bank is among the most famous bank in the UAE, and it is due to its various services. This card, too does not charge any annual fee and the interest rate is 3.75%. The minimum salary required is low which is AED 5000. Here are some of the features offered by this titanium credit card.
- 5% FAB rewards for every purchase and an extra 25% reward if you shop in Abu Dhabi.
- Airport lounge access across the middle east.
- Cashbacks and travel miles on selected items.
- Buy 1 get 1 offer on various restaurants and other activities.
- 30% off on Careem rides.
- Cinema tickets discounts.
- Car rental discounts and auto assistance.
RAKBANK Kalyan Jewelers Credit Card
Another Credit card with exciting and attractive offers especially on Kalyan jewelers. There are no annual fees and 3.45% interest rates. A minimum monthly salary of AED 5,000 is required. Down below are some of the features offered by it.
- With every purchase, you get a GoldBack reward which can be redeemed at Kalyan Jeweler.
- Exclusive offers on various shopping items.
- Discounts on dining and cinema.
- Access to more than 10 VIP lounges across selected countries in the UAE.
- Exclusive plans on diamond and gold jewelry.
Citi Premier Credit Card
Another interesting card by Citi bank with attractive deals and offers. No annual fee for the first year and the interest rate starts at 3.50%. The minimum monthly salary requirement is a bit high at AED 15,000. Here are some of its benefits.
- Cashback and rewards on every purchase can be converted to cash or used online.
- Travel miles that let to travel for free on various airlines.
- Buy 1 get 1 movie ticket at VOX cinema.
- Complimentary free first round at various golf and beach clubs.
- Travel insurance and purchase protection are covered.
- More than 10% discounts on shopping and dining.
ADCB Etihad Guest Infinite Credit Card
Abu Dhabi Commercial Bank in partnership with Etihad to bring up this interesting credit card. This is a premium card, and its annual fee is AED 2,625 and the interest rate starts at 3.25%. The minimum salary requirement is AED 40,000 which is quite high but so are its discounts and deals are listed below.
- A bonus of 12,000 Etihad Miles is granted for first-timers.
- Up to 30% off on various restaurants across the country.
- Earn up to 1000 Etihad Guest miles every month.
- Discounts on various hotels and shopping.
- Exclusive benefits at Yas World and Ferrari World.
- Various types of insurance and protections are offered.
ADCB Touchpoints Gold Credit Card
It has no annual fee, and the interest rate starts at 3.25%. A minimum of AED 5,000 is required as a monthly salary. Here are some of its features.
- Touchpoints on every purchase.
- Discounts on selected hotels and cinemas.
- Airport lounge access.
- Benefits on school fees.
ADIB Edge Card
There is an annual fee of AED 750 and an interest rate of 2.99%. The minimum monthly salary requirement is AED 15,000. Following are the features offered by it.
- Up to 10% cashback on every dining spend.
- 5% reward on every purchase.
- Over 1000 airport lounge access.
- Auto assistance and discounts are provided.
- 100% of the credit limit can be withdrawn.
- First free round at various golf clubs.
AL Masraf Platinum Credit Card
An annual fee of AED 150 is applicable, and the interest rate starts at 3.00%. The minimum salary requirement is AED 10,000. Here are the benefits of this card.
- Rewards and cashback on every purchase.
- Travel miles.
- More than 25 airport lounge access across the middle east.
- 30% discounts on travel and hotels.
CBD Titanium Mastercard
There is no annual fee, and the interest rate starts at 3.49%. The eligible salary is AED 5,000. Down below are some of its key features.
- 2% rewards on every purchase.
- 20% discounts on Careem rides.
- Buy 1 get 1 offer on various entertainment options.
- Access to more than 10 VIP airport lounges across the middle east.
This concludes the list of the best reward credit cards in the UAE. The eligible age to apply for all of the above is between 21 to 65 years and various identification documents may be asked during application. We hope that this proved itself helpful in you decide your very own credit card.
Disclaimer: All content provided on this blog is for informational purposes only. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. Nothing on this blog constitutes investment advice, performance data, or any recommendation that any security, portfolio of securities, investment product, transaction, or investment strategy is suitable for any specific person. The owner will not be liable for any error or omissions in this information nor for the availability of this information. The owner will not be liable for any losses, injuries, or damages from the display or use of this information. To encourage safety, we recommend you always consult with a licensed advisor before making any decisions related to information on this website. We recommend that you independently research and verify, any information that you find on our Website and wish to rely upon.
