Wio Standard Account

• Open WIO account using digital app digitally.
• Available in AED and other major currencies: USD, GBP, EUR
• 2% cashback up to 2500 AED per month, with 1% cashback on debit and 2% on credit spends.
• Monthly fee of AED 25 per month or FREE if you keep a total amount of at least AED 3,000 across your Wio accounts every month. 
• Get Physical debit and credit card. Also
• Get virtual card instantly
• Avail credit up to 60 days without interest
• Access to Investment through Stocks and ETFs.

• Account Closure (Within one year)= AED 0
• Non FAB Bank ATM Transactions in UAE- Cash Withdrawal= AED 2.10
• Non-FAB Bank Transactions in UAE- Balance Inquiry / Declined Transaction= AED 2.10
• Fee for using the ATM outside UAE (GCC) = AED 6.30
• Fee for using the ATM outside UAE (International) = AED 21

• Interest rate = NA

For UAE Nationals:

• Emirates identity card

For residents of UAE:

• Emirates identity card

• Account available, if you are a UAE resident
• For 21 years of age or older

• Physical card fee will be charged AED 26.25 for replacement
• Foreign exchange transaction fee of 2% All non-AED transactions paid from your AED account including online merchants
• Cheque returned fee will be AED 78.75 per cheque
• Paper statements will be charged AED 26.25 for each 3 month account statement
• Account closure letter, Balance / Account confirmation letter, No liability letter, Liability letter will be charged AED 52.5