Wio Plus Account

• Open WIO account using digital app digitally.
• Available in AED and other major currencies: USD, GBP, EUR
• Monthly fee of AED 49 per month or FREE if you keep a total amount of at least AED 35,000 across your Wio accounts every month
• Earn Interest on this account
• Get up to 5.5% p.a. on your AED savings in Fixed Saving Spaces.
• Get 5% p.a. on AED savings and 4.25% p.a. on USD savings in Saving Spaces.
• 2% cashback up to 2500 AED per month, with 1% cashback on debit and 2% on credit spends.
• Get Physical debit and credit card.
• Get virtual card instantly
• Avail credit up to 60 days without interest
• Access to Investment through Stocks and ETFs.

• Account Closure (Within one year)= AED 0
• Non FAB Bank ATM Transactions in UAE- Cash Withdrawal= AED 2.10
• Non-FAB Bank Transactions in UAE- Balance Inquiry / Declined Transaction= AED 2.10
• Fee for using the ATM outside UAE (GCC) = AED 6.30
• Fee for using the ATM outside UAE (International) = AED 21

• Get up to 5.5% p.a. on your AED savings in Fixed Saving Spaces.
• 1 or 3 months – 5.2% p.a.; no penalty for early withdrawal.
• 6 or 12 months – 5.5% p.a.; 1.25% penalty for early withdrawal.
• Get 5%p.a. on AED savings and 4.25% p.a. on USD savings in Saving Spaces.

UAE Nationals:

• Emirates identity card

Residents:

• Emirates identity card

• Account available, if you are a UAE resident
• For 21 years of age or older

• Physical card fee will be charged AED 26.25 for replacement
• Foreign exchange transaction fee of 2% All non-AED transactions paid from your AED account including online merchants
• Cheque returned fee will be AED 78.75 per cheque
• Paper statements will be charged AED 26.25 for each 3 month account statement
• Account closure letter, Balance / Account confirmation letter, No liability letter, Liability letter will be charged AED 52.5