Standard Chartered Saadiq XtraSaver Account

Standard Chartered Bank Account

Standard Chartered

Min. Salary

AED

Min. Balance

0 AED

Interest Rate

0.60%

Non Maintenance Fee

0 AED

Features

Conventional Banking

Free Debit Card

Internet Banking

Mobile Banking

Sharia Compliant

Zero Balance Account

Standard Chartered Saadiq XtraSaver accountholders can earn extra profits. It offers benefits such as internationally recognized debit card, easy access, etc. It is a Shariah compliant account.

Benefits

The minimum initial deposit should be AED 3,000.
No minimum average monthly balance required.
Get internationally recognized debit card.
It is a Shariah compliant account.
You will earn 0.25% p.a. in the first 2 months and 0.60% p.a. onwards for up to 3 debit transaction per month.
No interest earned on 4 or more debit transactions in a month.

Fees & Charges

Non- Standard Chartered ATM Transactions in UAE- Cash Withdrawal = AED 2.10
Fee for using the ATM outside UAE and GCC = AED 21

Interest Rates

You will earn 0.25% p.a. in the first 2 months and 0.60% p.a. onwards for up to 3 debit transaction per month.

Documents Required

For Residents – Passport, Emirates ID, and Resident Visa
For Non-Residents – Passport, Bank Statements, and Address proof

Eligibility

The account can be opened by UAE National, Residents, and Non-Resident individuals
The candidate must be minimum 18 years of age.

Addition Information

No monthly service charge.
Convenient access to the account via net banking, phone banking, and the SC mobile app.