Standard Chartered Saadiq Current Account Standard Chartered Min. Salary 5000 AED Min. Balance 3000 Non Maintenance Fee 26.25 Currencies AED, USD, GBP, EuroFeatures Conventional Banking Free Cheque Book Free Debit Card Internet Banking Mobile Banking Multiple Currencies No Salary Transfer Overdraft Facility Sharia CompliantStandard Chartered Bank Saadiq Current Account is a Shariah complaint Islamic account that can be opened in any of the major currencies in the world. Apply NowBenefitsShariah complaint accountComplimentary first chequebook for AED accountsUnlimited deposits and withdrawals at no extra costThe account can be opened in multiple currenciesA free international debit card to access funds at teller machines, for online transactions, and at merchant outlets.Higher withdrawal limits at both UAE ATMs and UAE SWITCH ATMs.An amount of AED 10,000 is required as an initial deposit.Fees & ChargesAccount Closure (Within one year) = AED 100Non- SCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10 per transaction.Fee for using the ATM outside UAE and GCC = AED 21.00 per transactionInterest RatesA non-profit paying account.Documents RequiredA duly filled and signed in application form.A copy of valid passportA copy of valid Resident visaEmirates IDEligibilityApplicants must be minimum of 21 years of ageBoth UAE nationals and residents are eligibleAddition InformationAccess cash 24/7 through internet banking, ATMs, and phone banking.Set up standing instructionsCash can be deposited at cash deposit machines.SMS alerts for account updates and transactions.Timely secured e-statements.A minimum monthly average balance of AED 3,000 needs to be maintained to avoid penalty.Pay other bank credit card bills using online banking.A ledger fee of AED 26.25 per month will be charged if the minimum balance is not maintained. Apply Now