Standard Chartered Saadiq Current Account Standard Chartered Min. Salary 5000 AED Min. Balance 3000 AED Non Maintenance Fee 26.25 AED Currencies AED, USD, GBP, Euro Features Conventional Banking Free Cheque Book Free Debit Card Internet Banking Mobile Banking Multiple Currencies No Salary Transfer Overdraft Facility Sharia Compliant Standard Chartered Bank Saadiq Current Account is a Shariah complaint Islamic account that can be opened in any of the major currencies in the world. Apply Now Benefits Shariah complaint account Complimentary first chequebook for AED accounts Unlimited deposits and withdrawals at no extra cost The account can be opened in multiple currencies A free international debit card to access funds at teller machines, for online transactions, and at merchant outlets. Higher withdrawal limits at both UAE ATMs and UAE SWITCH ATMs. An amount of AED 10,000 is required as an initial deposit. Fees & Charges Account Closure (Within one year) = AED 100 Non- SCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10 per transaction. Fee for using the ATM outside UAE and GCC = AED 21.00 per transaction Interest Rates A non-profit paying account. Documents Required A duly filled and signed in application form. A copy of valid passport A copy of valid Resident visa Emirates ID Eligibility Applicants must be minimum of 21 years of age Both UAE nationals and residents are eligible Addition Information Access cash 24/7 through internet banking, ATMs, and phone banking. Set up standing instructions Cash can be deposited at cash deposit machines. SMS alerts for account updates and transactions. Timely secured e-statements. A minimum monthly average balance of AED 3,000 needs to be maintained to avoid penalty. Pay other bank credit card bills using online banking. A ledger fee of AED 26.25 per month will be charged if the minimum balance is not maintained. Apply Now