Benefits
- Earn interest on your account balance
- Access your money with international Debit/ ATM card
- Get international Debit Card
- Initial investment of AED 500 is required
- Thumb impression account operation available
- Both Individual and Joint Savings Accounts are available

Fees & Charges
- Account Closure (Within one year) = AED 105
- Non- National Bank of Umm Al Qaiwain ATM Transactions in UAE- Cash Withdrawal = AED 2.10
- Non- National Bank of Umm Al Qaiwain Transactions in UAE- Balance Inquiry / Declined Transaction = AED 2.10
- Fee for using the ATM outside UAE and GCC = As per host country system
Interest Rates
- The interest rate applicable, as per bank norms.
Documents Required
For UAE Nationals:
- A copy of the passport
- Emirates identity card
- Resident visa
- Salary certificate of the applicant
For Residents of UAE:
- Copy of visa
- Emirates identity card
- Copy of the passport
- Salary certificate issued by the employer
For Non-residents of UAE:
- Copy of passport
- Copy of valid visit visa
- Applicant’s three-month bank statement with the existing bank
- Introduction letter from an existing Emirates NBD customer
- Utility Bill (Not more than 3 months old)

Eligibility
- For UAE residents and non-residents
- Minors under the age of 18, with the consent of their legal guardian
Addition Information
- 24×7 access to account with Online and Telephone banking services
- Cash withdrawals via bank’s network of ATMs or over the counter


