Benefits
- No minimum balance fee for salary transfer of AED 5,000 and above
- No annual fees on credit cards which come with several exclusive benefits
- Free international Visa Debit Card
- Free cash withdrawals at any bank ATM in the UAE
- Free international money transfers on INR, PKR, EGP, PHP
- Free overdraft up to 1 salary multiple or AED 50,000 (whichever is lower)
- Current account available for AED, USD, GBP and Yuan currencies
- Free cheque book issuance

Fees & Charges
- Account Closure (Within one year)= AED 105
- Non- HSBC ATM Transactions in UAE- Cash Withdrawal= 0 (if salary is transferred), otherwise AED 2.10 is chargeable
- Non- HSBC Transactions in UAE – Balance Inquiry / Declined Transaction= 0 (if salary is transferred), otherwise AED 1.05 is chargeable
- Fee for using the ATM outside UAE and GCC= AED 21
Interest Rates
- Interest rate applicable in HSBC Jade Account, as per bank norms
Documents Required
Individual:
- original passport (for all customers)
- valid residence visa (for non-GCC national customers only)
- original Emirates identification card (for all customers)
- proof of UAE residence in the form of either a utility bill/rental agreement/employment letter
- original labour card/work ID (for female applicants on father’s/husband’s sponsorship)
- original trade licence (for all self-employed customers)
- original income transfer letter from the employer (for income transfer customers)
Joint Account:
- original passport (for all customers)
- valid residence visa (for non-GCC national customers only)
- original Emirates identification card (for all customers)
- proof of UAE residence in the form of either a utility bill/rental agreement/employment letter
- original labour card/work ID (for female applicants on father’s/husband’s sponsorship)
- original trade licence (for all self-employed customers)
- original income transfer letter from the employer (for income transfer customers)

Eligibility
- For UAE Nationals & Residents of UAE
- Minimum balance of AED 3,000 is required for HSBC Personal Banking Account
Addition Information
- Make utility bill payments through online and mobile banking
- 24×7 banking through online banking, phone banking, mobile banking
- SMS alerts to help manage your money
- 1 free balance inquiry at any bank ATM per Month


