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HSBC Personal Banking Account

HSBC Bank Account

HSBC

Min. Salary

5000 AED

Min. Balance

0 AED

Non Maintenance Fee

0 AED

Currencies

AED, USD, GBP, CNY

Features

Conventional Banking
Free Cheque Book
Free Debit Card
Internet Banking
Joint Account Possible
Mobile Banking
Multiple Currencies
Overdraft Facility
Zero Balance Account

HSBC Personal Banking Account comes with free international Visa Debit Card, free overdraft facility. 24x7 banking facility available, free international money transfers.

Apply Now

Benefits

  • No minimum balance fee for salary transfer of AED 5,000 and above
  • No annual fees on credit cards which come with several exclusive benefits
  • Free international Visa Debit Card
  • Free cash withdrawals at any bank ATM in the UAE
  • Free international money transfers on INR, PKR, EGP, PHP
  • Free overdraft up to 1 salary multiple or AED 50,000 (whichever is lower)
  • Current account available for AED, USD, GBP and Yuan currencies
  • Free cheque book issuance

Fees & Charges

  • Account Closure (Within one year)= AED 105
  • Non- HSBC ATM Transactions in UAE- Cash Withdrawal= 0 (if salary is transferred), otherwise AED 2.10 is chargeable
  • Non- HSBC Transactions in UAE – Balance Inquiry / Declined Transaction= 0 (if salary is transferred), otherwise AED 1.05 is chargeable
  • Fee for using the ATM outside UAE and GCC= AED 21

Interest Rates

  • Interest rate applicable in HSBC Jade Account, as per bank norms

Documents Required

Individual:

  • original passport (for all customers)
  • valid residence visa (for non-GCC national customers only)
  • original Emirates identification card (for all customers)
  • proof of UAE residence in the form of either a utility bill/rental agreement/employment letter
  • original labour card/work ID (for female applicants on father’s/husband’s sponsorship)
  • original trade licence (for all self-employed customers)
  • original income transfer letter from the employer (for income transfer customers)

Joint Account:

  • original passport (for all customers)
  • valid residence visa (for non-GCC national customers only)
  • original Emirates identification card (for all customers)
  • proof of UAE residence in the form of either a utility bill/rental agreement/employment letter
  • original labour card/work ID (for female applicants on father’s/husband’s sponsorship)
  • original trade licence (for all self-employed customers)
  • original income transfer letter from the employer (for income transfer customers)

Eligibility

  • For UAE Nationals & Residents of UAE
  • Minimum balance of AED 3,000 is required for HSBC Personal Banking Account

Addition Information

  • Make utility bill payments through online and mobile banking
  • 24×7 banking through online banking, phone banking, mobile banking
  • SMS alerts to help manage your money
  • 1 free balance inquiry at any bank ATM per Month
Apply Now

Disclaimer: Information found on saverfox.com is provided for illustrative purposes only, rates are subject to change based on your personal circumstances. You should always speak to a trained professional before applying for any financial product

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