
Benefits
- Free debit card featuring latest Chip & Pin technology along with double security.
- Overdraft facility available on special request.
- Free insurance cover of AED 100,000
- Interest calculated on daily closing balance
- Available in AED
- Cheque book facility available
- Based on the minimum balance and salary transfer different accounts including Classic, Plus, Plus Maximizer, and Beyond will be allotted

Fees & Charges
- Account Closure (Within one year)= AED 100
- Non-Emirates NBD Bank ATM Transactions in UAE – Cash Withdrawal = AED 2 per transaction
- Non- Emirates NBD Transactions in UAE – Balance Inquiry / Declined Transaction= AED 1 per transaction
- Fee for using the ATM outside UAE and GCC = AED 20

Interest Rates
- Balance less than AED 350,000 – No interest
- AED 350,000 to less than AED 3,500,000 – 0.15%
- AED 3,500,000 and above – 0.35%

Documents Required
UAE Nationals and Residents:
- A copy of Emirates ID
- A copy of valid passport
- A copy of address proof
For Salary transfer account (anyone of the below):
- Copy of labour card or employee ID or latest salary slip or employment visa page in the passport or contract letter
Non Residents and GCC Nationals:
- Utility bill copy or recent bank statements or original labour card or original work permit or letter from employer or tenancy contract
Non-Individuals:
- Copy of passport and EIDA of all signatories/owners/directors
- Trade License for companies incorporated in UAE.
- Memorandum of association (MOA)
- Board Resolution
For Bedouins:
- Letter from Ministry of Interior as an identity proof
- Labour card from employer
- Any other government photo ID
A duly filled and signed in account opening form

Eligibility
- Applicants can be UAE Nationals, Residents, Non-Residents, GCC Nationals, Bedouins, or non-individuals
- A minimum monthly average balance of AED 3,000 needs to be maintained in the account

Addition Information
- A fee of AED 25 will be charged if the minimum balance is not maintained.
- Six free ATM transactions every month at the bank ATMs within UAE.
- Free 24/7 roadside assistance.
- Bill payments towards telecommunications and utilities.
- Monthly account statements.
- Special offers across lifestyle categories including dining, travel, entertainment, and shopping.
- With DirectRemit feature, transfer funds in just 60 seconds to India, Pakistan, Srilanka, Philippines for free through online or mobile banking