Free debit card with chip and pin technology and a free cheque book
The account can be opened in AED and USD
Earn interest per annum
Rates calculated on daily closing balance
With the free DirectRemit feature, transfer funds in 60 seconds to India, Pakistan, Srilanka, Philippines and the UK for free through online or mobile banking.
The ‘mePay’ feature enables easy transfer of funds with the receivers’ mobile number
Special offers across lifestyle categories including dining, travel, wellness, entertainment, and shopping
0% installments for a tenure of 6 to 12 months at select clinics, hospitals, and travel brands

Account Closure (Within one year)= AED 100
Non-Emirates NBD Bank ATM Transactions in UAE – Cash Withdrawal = AED 2 per transaction
Non- Emirates NBD Transactions in UAE – Balance Inquiry / Declined Transaction= AED 1 per transaction
Fee for using the ATM outside UAE and GCC = AED 20

Identification – Original Emirates ID for sighting, verified copy of Emirates ID and copy of passport for records
In case of a Salary Transfer Account, one of the following documents to be obtained:

Identification- Original Emirates ID for sighting, verified copy of Emirates ID and copy of passport for records
In case of salary transfer account, any one of the following document to be obtained:

Valid Salary Transfer Letter (i.e. 30 days from date of issue for non government companies. For government company validity as mentioned in the letter.)
Copy of Appointment Letter / Contract Copy
Copy of Pay slip ( < 3 month old)
Consolidated letter from HR for bulk accounts. (Check and ensure amount of salary for each employee mentioned in the said letter)
Statement reflecting credit of previous months salary

Passport (Original for sighting and photocopy for records), copy of valid visit visa and one of the following documents to be obtained:
Utility Bill (Not more than 3 months old)
Bank Statements (not more than 3 months old, copies of bank statements printed from the Internet is acceptable)
Reference letter from bankers in home country confirming the length and nature of the relationship (minimum 12 months) and the residential address of the customer as per the bank records

Commercial/Federal registration certificates (wherever applicable)
Certificate of commencement of business (for Joint Stock Companies)
Not applicable for company under formation
Power of Attorney, if applicable
Passport copies of the authorized signatories
BOD resolution specifying the titles/designations of officials authorized to open/operate the account and the extent of their authority and the manner to operate the account
Memorandum and Articles of Association to ascertain the period of company
For public shareholding companies – a list of names and addresses of shareholders where share holdings exceed 5% shall also be submitted

Additional documents may be required as per Bank policy

The ‘Cardless Withdrawal’ facility allows customers to withdraw funds at over 600 ATMs without the card.
The ‘Tap and Pay’ feature allows contactless payments with your phone.
Based on the minimum balance and salary transfer different accounts including Classic, Plus, Plus Maximizer, and Beyond will be allotted.
Minimum salary requirement – Classic – AED 3,000; Plus and Plus Maximizer – AED 5,000; Beyond- AED 15,000.
Maintaining minimum balance is mandatory for Classic and Plus Accounts. AED 25 will be charged for non-maintenance.
No minimum balance required for both Plus Maximizer and Beyond Current Accounts.
Up to 10 free ATM transactions per month based on account type. AED 10 per transaction will be charged thereafter.
Beyond account holders will get a free cheque book and 5 free international ATM transactions every year.
Free entertainments booklet worth AED 30,000 and AED 50,000 for Plus and Beyond customers respectively

Emirates NBD Special Current Account