Emirates NBD Smart Saver Account

• The account is available in AED, USD and GBP currencies
• Transfer money for free through Online or Mobile Banking
• Access your account through online & mobile banking
• Interest calculation based on daily closing balances
• Monthly Interest Pay-out (credit to account)
• No Debit Card
• Achieve short or long term savings through Smart S@ver Account

• Account Closure (Within one year)= AED 100
• Non- Emirates NBD ATM Transactions in UAE- Cash Withdrawal= AED 2
• Non- Emirates NBD Transactions in UAE- Balance Inquiry / Declined Transaction= AED 1
• Fee for using the ATM outside UAE and GCC= AED 20

• For balance less than AED 25,000, no interest rate applicable
• AED 25,000 to less than AED 100,000, 1.25% per annum
• AED 100,000 to less than AED 2,000,000, 0.75% per annum
• AED 2,000,000 and above, 0.50% per annum
• Interest rates are subject to change

UAE Nationals:

• A copy of the passport
• Emirates identity card
• Resident visa
• Salary certificate of the applicant

Residents:

• Copy of visa
• Emirates identity card
• Copy of the passport
• Salary certificate issued by the employer

Non Residents:

• Copy of passport
• Copy of valid visit visa
• Applicant’s three-month bank statement with the existing bank
• Introduction letter from an existing Emirates NBD customer
• Utility Bill (Not more than 3 months old)

• Available for UAE nationals, residents & non-residents
• Individuals can open the account

• The account can be opened in foreign currencies
• Open account by visiting any of bank branches or bank website
• An active account can subscribe to e-Statements
• Wide bank network of 89 branches and 690 ATMs