Benefits
- Sharia Compliant account
- You can have an individual personal saving account for each family members under the family saving account
- You can create your family pool of up to 10 immediate family members.
- Free International Debit Card
- An interest rate of up to 0.75% p.a. on pooled balances
- Advantage of higher interest rates and privacy for each account holder
- No minimum monthly balance or salary requirement for any family member
- Contactless payment through your phone or smartwatch
Fees & Charges
- Account Closure (Within one year)= AED 100
- Non- Emirates NBD ATM Transactions in UAE- Cash Withdrawal= AED 2
- Non- Emirates NBD Transactions in UAE- Balance Inquiry / Declined Transaction= AED 1
- Fee for using the ATM outside UAE and GCC= AED 20
Interest Rates
- Account Balance less than 350,000 AED, 0.25% per annum
- 350,000 to less than 1 million AED, 0.50% per annum
- 1 Million & above, 0.75% per annum
Documents Required
UAE Nationals:
- A copy of the passport
- Emirates identity card
- Resident visa
- Salary certificate of the applicant
Eligibility
- Account available for UAE Nationals
- Family savings account
Addition Information
- 24-hour access with half-yearly e-statements
- Zero Liability for unauthorized payments
- Monthly statement of account available
- Interest pay-out on a monthly basis
- Enhanced security with Chip & Pin card