Benefits
- Withdraw or move cash between currencies
- Varying interest rates on different currencies
- Transfer money for free through online or mobile banking
- Enhanced security for safe payments & transfers
- Cardless Withdrawal through ATMs
- Contactless payment using your phone or smartwatch
- Interest calculated on the monthly average balance
Fees & Charges
- Account Closure (Within one year)= AED 100
- Non- Emirates NBD ATM Transactions in UAE- Cash Withdrawal= AED 2
- Non- Emirates NBD Transactions in UAE- Balance Inquiry / Declined Transaction= AED 1
- Fee for using the ATM outside UAE and GCC= AED 20
Interest Rates
- Interest rate =0.15%
Documents Required
UAE Nationals:
- A copy of the passport
- Emirates identity card
- Resident visa
- Salary certificate of the applicant
Residents:
- Copy of visa
- Emirates identity card
- Copy of the passport
- Salary certificate issued by the employer
Non Residents:
- Copy of passport
- Copy of valid visit visa
- Applicant’s three-month bank statement with the existing bank
- Introduction letter from an existing Emirates NBD customer
- Utility Bill (Not more than 3 months old)
Eligibility
- Available for UAE nationals, UAE residents & non-residents
- Individual and joint accounts can be opened
Addition Information
- The account is available in major foreign currencies
- Statement of Account is available on a quarterly basis
- Host of benefits, depending on your account balance