Benefits
- A free international debit card that can be used anywhere across the globe.
- A free personalised cheque book of 10 leaves for UAE accounts.
- Can be opened in multiple currencies including AED, USD, GBP, EUR, JPY, CAD, SAR, KWD, QR, BD and OMR.
- For accounts opened in foreign currencies free debit card and cheque book are not available.
- Minimum balance charges will be waived off if salary is transferred to the current account.
- Free online and mobile banking services to access the account anytime from anywhere.
- Joint account feature available.
Fees & Charges
- Account Closure (Within one year)= AED 25
- Non-Emirates Islamic Bank ATM Transactions in UAE- Cash Withdrawal = AED 2 per transaction
- Non- Emirates Islamic Bank – Balance Inquiry / Declined Transaction= AED 1 per transaction
- Fee for using the ATM outside UAE and GCC = AED 20
Interest Rates
- Not Applicable
Documents Required
- A copy of Emirates ID
- A copy of valid passport
- A copy of address proof
- Source of income documents
- A duly filled and signed in account opening form
Eligibility
- Applicant must be an individual – salaried or professional.
- Businesses of the type proprietorship and partnership companies, Joint Stock and Limited Liability organisations can also apply.
- Minimum balance requirements of AED 3,000
- For salaried individuals – Minimum salary must be AED 5,000
Addition Information
- A minimum of AED 3,000 needs to be maintained in the account. Not applicable for salary transfer accounts.
- A fee of AED 25 will be charged every month for non-maintenance of minimum balance.
- Salary transfer is mandatory for salaried applicants.
- E-statements will be sent to the registered email ID once every month.
- Six free ATM transactions per month. AED 10 per transaction will be charged thereafter.
- SMS updates on account transactions and account updates.
- The current account can be opened by visiting any of the bank branches.