Emirates Islamic Current Account

• A free international debit card that can be used anywhere across the globe.
• A free personalised cheque book of 10 leaves for UAE accounts.
• Can be opened in multiple currencies including AED, USD, GBP, EUR, JPY, CAD, SAR, KWD, QR, BD and OMR.
• For accounts opened in foreign currencies free debit card and cheque book are not available.
• Minimum balance charges will be waived off if salary is transferred to the current account.
• Free online and mobile banking services to access the account anytime from anywhere.
• Joint account feature available.

• Account Closure (Within one year)= AED 25
• Non-Emirates Islamic Bank ATM Transactions in UAE- Cash Withdrawal = AED 2 per transaction
• Non- Emirates Islamic Bank – Balance Inquiry / Declined Transaction= AED 1 per transaction
• Fee for using the ATM outside UAE and GCC = AED 20

• Not Applicable

• A copy of Emirates ID
• A copy of valid passport
• A copy of address proof
• Source of income documents
• A duly filled and signed in account opening form

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• Applicant must be an individual – salaried or professional.
• Businesses of the type proprietorship and partnership companies, Joint Stock and Limited Liability organisations can also apply.
• Minimum balance requirements of AED 3,000
• For salaried individuals – Minimum salary must be AED 5,000

• A minimum of AED 3,000 needs to be maintained in the account. Not applicable for salary transfer accounts.
• A fee of AED 25 will be charged every month for non-maintenance of minimum balance.
• Salary transfer is mandatory for salaried applicants.
• E-statements will be sent to the registered email ID once every month.
• Six free ATM transactions per month. AED 10 per transaction will be charged thereafter.
• SMS updates on account transactions and account updates.
• The current account can be opened by visiting any of the bank branches.