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DIB Al Islami 2-in-1 account

Dubai Islamic Bank

Dubai Islamic Bank

Min. Salary

AED

Min. Balance

10000 AED

Non Maintenance Fee

26.25 AED

Currencies

AED, USD

Features

Free Cheque Book
Free Debit Card
Internet Banking
Islamic Banking
Mobile Banking
Multiple Currencies
No Salary Transfer
Sharia Compliant

The Dubai Islamic Bank Al Islamic 2-in-1 Account provides the convenience of a current account while providing profit rates like a saving account. By maintaining the required average monthly balance, customers can earn attractive profits.

Apply Now

Benefits

  • Islamic Banking Account
  • Maintain a monthly average balance of AED 10,000 and earn a profit every quarter.
  • A free debit card
  • 6 free teller transactions every month
  • A complimentary first cheque book with 25 leaves.
  • Up to AED 75,000 daily cash withdrawal limit on the debit card.
  • Make utility and phone bill payments, book air tickets, and private properties using the account.

Fees & Charges

  • Account Closure (Within one year)= AED 25
  • Non-DIB ATM Transactions in UAE- Cash Withdrawal = AED 2 per transaction
  • Non- DIB Transactions in UAE – Balance Inquiry / Declined Transaction= AED 1 per transaction
  • Fee for using the ATM outside UAE and GCC = 09% to 2.10%

Interest Rates

  • Profit Rate First Quarter = 0.15%
  • Profit Rate Second Quarter = 0.15%
  • Profit Rate Third Quarter = 0.17%
  • Profit Rate Fourth Quarter = 0.16%

Documents Required

  • A copy of Emirates ID
  • A copy of valid passport
  • A copy of address proof
  • Source of income documents
  • A duly filled and signed in account opening form

Eligibility

 

  • Must be a UAE resident.
  • The minimum age must be 21 years
  • The monthly average balance of AED 10,000 or more

Addition Information

  • To earn the profit on the account the number of withdrawals on the account must be limited to 2 per month.
  • Customers will get free monthly statements delivered to their mail.
  • After the free teller transactions, AED 10 will be charged for each entry.
  • Account holders can have extra cheque books at AED 25 each.
  • Free online and mobile banking services.
  • Non-maintenance of minimum monthly average will lead to a penalty of AED 26.25 every month.
Apply Now

Disclaimer: Information found on saverfox.com is provided for illustrative purposes only, rates are subject to change based on your personal circumstances. You should always speak to a trained professional before applying for any financial product

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