DIB Johara Current Account Dubai Islamic Bank Min. Salary AED Min. Balance 3000 Non Maintenance Fee 26.25 Currencies AED, USDFeatures Free Cheque Book Free Debit Card Internet Banking Islamic Banking Mobile Banking Multiple Currencies No Salary Transfer Sharia CompliantThe Dubai Islamic Bank Johara Current Account is a salary transfer account that is specially designed to serve the everyday banking needs of women. Apply NowBenefitsSalary transfer account with a minimum opening balance requirement of AED 3,000.A free debit card with wide access.A complimentary first cheque book with 25 leaves will be provided on account opening.Six free teller transactions every month.Up to AED 75,000 daily cash withdrawal limit using the debit card.Salary-in-Advance feature provides up to 90% of the month’s salary in advance. The same needs to be paid by the end of the month.Make utility and phone bill payments, book air tickets, and private properties using the account.Fees & ChargesAccount Closure (Within one year)= AED 25Non-DIB ATM Transactions in UAE- Cash Withdrawal = AED 2 per transactionNon- DIB Transactions in UAE – Balance Inquiry / Declined Transaction= AED 1 per transactionFee for using the ATM outside UAE and GCC = 2.10%Interest RatesNot ApplicableDocuments RequiredA copy of Emirates IDA copy of valid passportA copy of address proofSource of income documentsA duly filled and signed in account opening formEligibilityOnly women are eligible.Must be a UAE resident.The minimum age must be 21 years.Addition InformationAll the salaried individuals receiving salary in the current account can avail the salary advance facility every month.The credited amount can be withdrawn from ATMs or by drawing a cheque.The salary advance facility can be applied through Al Islami digital banking, through any express banking terminals, phone banking and others.The salary advance funds will be credited instantly for eligible customers.A processing fee of AED 309.75 will be levied for availing salary advance for accounts with salary transfer of AED 1,000 to AED 13,500.A processing fee of AED 525 will be levied for availing salary advance for accounts with salary transfer of AED 13,501 to AED 30,000.A maintenance fee of AED 26.25 will be charged every month. Apply Now
