DIB Johara Current Account Dubai Islamic Bank Min. Salary AED Min. Balance 3000 AED Non Maintenance Fee 26.25 AED Currencies AED, USD Features Free Cheque Book Free Debit Card Internet Banking Islamic Banking Mobile Banking Multiple Currencies No Salary Transfer Sharia Compliant The Dubai Islamic Bank Johara Current Account is a salary transfer account that is specially designed to serve the everyday banking needs of women. Apply Now Benefits Salary transfer account with a minimum opening balance requirement of AED 3,000. A free debit card with wide access. A complimentary first cheque book with 25 leaves will be provided on account opening. Six free teller transactions every month. Up to AED 75,000 daily cash withdrawal limit using the debit card. Salary-in-Advance feature provides up to 90% of the month’s salary in advance. The same needs to be paid by the end of the month. Make utility and phone bill payments, book air tickets, and private properties using the account. Fees & Charges Account Closure (Within one year)= AED 25 Non-DIB ATM Transactions in UAE- Cash Withdrawal = AED 2 per transaction Non- DIB Transactions in UAE – Balance Inquiry / Declined Transaction= AED 1 per transaction Fee for using the ATM outside UAE and GCC = 2.10% Interest Rates Not Applicable Documents Required A copy of Emirates ID A copy of valid passport A copy of address proof Source of income documents A duly filled and signed in account opening form Eligibility Only women are eligible. Must be a UAE resident. The minimum age must be 21 years. Addition Information All the salaried individuals receiving salary in the current account can avail the salary advance facility every month. The credited amount can be withdrawn from ATMs or by drawing a cheque. The salary advance facility can be applied through Al Islami digital banking, through any express banking terminals, phone banking and others. The salary advance funds will be credited instantly for eligible customers. A processing fee of AED 309.75 will be levied for availing salary advance for accounts with salary transfer of AED 1,000 to AED 13,500. A processing fee of AED 525 will be levied for availing salary advance for accounts with salary transfer of AED 13,501 to AED 30,000. A maintenance fee of AED 26.25 will be charged every month. Apply Now
