Benefits
- This fixed deposit account can be opened by UAE nationals, expatriates and non-residents
- Flexible tenures in 1, 2, 3, 6, 9, 12, 13 months and 50, 75, 100, 150, 200, 375, 400, 500 days
- Available in UAE Dirhams, US Dollars, British Pounds and other currencies
- Overdraft facility of up to 90% of fixed deposit to meet any immediate needs
- Apply through SMS or visit the closest branch to open fixed deposit account
- Interest payment on premature withdrawal is 1% p.a. less than the interest rate applicable for the actual tenor

Fees & Charges
- Interest payment on premature withdrawal of fixed deposits will be charged at 1% p.a. less than the interest rate that is applicable for the actual tenor
Interest Rates
- For ADCB Online Century Deposit, interest rates of 0.20% per annum on Fixed Deposits for a tenure of 500 days
- For Onshore IB Century Fixed Deposits, interest rates of 0.20% per annum on Fixed Deposits for a tenure of 500 days
- For ADCB Premium Fixed Deposits, interest rates of 0.30% and 0.25% for tenure of 5 years and 3 years, respectively
Documents Required
For UAE Nationals:
- A copy of the passport
- Emirates identity card
- Resident visa
- Salary certificate of the applicant
For residents of UAE:
- Copy of visa
- Emirates identity card
- Copy of the passport
- Salary certificate issued by the employer
For Non-residents of UAE:
- Copy of passport
- Copy of valid visit visa
- Applicant’s three-month bank statement with the existing bank
- Introduction letter from an existing ADCB customer
- Utility Bill (Not more than 3 months old)

Eligibility
- Available to UAE nationals, residents and non-residents
- Available to all ADCB customers with an active current or savings account in AED, USD, GBP and other major currencies
- Minimum deposit of AED 5,000 or equivalent in respective currencies
Addition Information
- Minimum deposit of AED 5,000 or its equivalent in respective currencies
- Earn TouchPoints, if your deposit amount is AED 100,000 or more
- Redeem your points instantly at Bank’s Merchant Partner Outlets


