ADCB Fixed Deposit is a basic fixed deposit account. Flexible tenures of up to 13 months. Available in multiple currencies, attractive interest rates, overdraft facility.
This fixed deposit account can be opened by UAE nationals, expatriates and non-residents
Flexible tenures in 1, 2, 3, 6, 9, 12, 13 months and 50, 75, 100, 150, 200, 375, 400, 500 days
Available in UAE Dirhams, US Dollars, British Pounds and other currencies
Overdraft facility of up to 90% of fixed deposit to meet any immediate needs
Apply through SMS or visit the closest branch to open fixed deposit account
Interest payment on premature withdrawal is 1% p.a. less than the interest rate applicable for the actual tenor
Fees & Charges
Interest payment on premature withdrawal of fixed deposits will be charged at 1% p.a. less than the interest rate that is applicable for the actual tenor
Interest Rates
For ADCB Online Century Deposit, interest rates of 0.20% per annum on Fixed Deposits for a tenure of 500 days
For Onshore IB Century Fixed Deposits, interest rates of 0.20% per annum on Fixed Deposits for a tenure of 500 days
For ADCB Premium Fixed Deposits, interest rates of 0.30% and 0.25% for tenure of 5 years and 3 years, respectively
Documents Required
For UAE Nationals:
A copy of the passport
Emirates identity card
Resident visa
Salary certificate of the applicant
For residents of UAE:
Copy of visa
Emirates identity card
Copy of the passport
Salary certificate issued by the employer
For Non-residents of UAE:
Copy of passport
Copy of valid visit visa
Applicant’s three-month bank statement with the existing bank
Introduction letter from an existing ADCB customer
Utility Bill (Not more than 3 months old)
Eligibility
Available to UAE nationals, residents and non-residents
Available to all ADCB customers with an active current or savings account in AED, USD, GBP and other major currencies
Minimum deposit of AED 5,000 or equivalent in respective currencies
Addition Information
Minimum deposit of AED 5,000 or its equivalent in respective currencies
Earn TouchPoints, if your deposit amount is AED 100,000 or more
Redeem your points instantly at Bank’s Merchant Partner Outlets