Benefits
- It is a Sharia Compliant Savings Account
- Free ADIB Visa Electron Debit Card
- Maintain your account in AED, US Dollar & GBP currencies
- Profits are credited on a quarterly basis
- You need to maintain a minimum monthly balance of AED 5,000 to be eligible to earn profit
- Free unlimited teller transactions at over 80 branches across the UAE
- The ATM Card is for use in AED Currency only
- Your account statements are also sent to you by postal mail on a quarterly basis.
Fees & Charges
- Account Closure (Within one year)= AED 100
- Non-ADIB ATM Transactions in UAE- Cash Withdrawal = AED 2
- Non-ADIB Transactions in UAE – Balance Inquiry / Declined Transaction= AED 1
- Fee for using the ATM outside UAE and GCC = As per host country system
Interest Rates
- For Tier >25K, 0.33% per month
- For Tier 10K – 25K, 0.32% per month
- For Tier 5K – 10K, 0.31% per month
- The interest rate may vary for the upcoming months, in accordance with the ADIB’s Banking Services Agreement
Documents Required
UAE Nationals:
- A copy of the passport
- Emirates identity card
- Resident visa
- Salary certificate of the applicant
Residents:
- Copy of visa
- Emirates identity card
- Copy of the passport
- Salary certificate issued by the employer
For Joint Accounts, all original passports and all account holders should be present
Eligibility
- For UAE nationals and residents
- Must be 21 years old or above
Addition Information
- Withdraw cash, pay bills, and transfer funds for free at 700+ ADIB ATMs across the UAE
- Put standing instructions for recurring transactions to pay automatically
- Bank anytime, anywhere with the ADIB Mobile Banking App
- e-Statements are sent to your mailbox.
- ADIB WebSecure for safe online shopping