Benefits
- Earn interest on both AED and USD savings account
- Monthly interest paid on minimum balance and is paid half-yearly.
- Debit card for AED savings account
- Both accounts available for UAE residents and non-residents
- Call Account available for AED, USD, and other major currencies
- Call Account interest earned is daily and paid monthly.
Fees & Charges
- Account Closure (Within one year)= AED 105
- Non-ADCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10,
- Non- ADCB Transactions in UAE – Balance Enquiry / Declined Transaction= AED 2.10
- Fee for using the ATM outside UAE and GCC = AED 21
Interest Rates
- Savings account interest rate on AED and USD: 0.2%
- Call account interest rate on AED is 0.1% and USD is 0.05%
Documents Required
UAE Residents:
- Original passport with UAE Visa valid for more than 30 days
- Original Emirates ID
- Salary certificate
Non-residents (Not Applicable for Aspire customers):
- Original passport
- Visit Visa copy with entry stamp or e-gate card
- 3 months bank segment stamped by your existing banker
- Introduction letter from an existing ADCB customer who has more than 1-year relationship with the bank.
Eligibility
- Available to UAE national, Residents and Non Residents
Addition Information
- Earn touchpoints on the average monthly balance of AED 10,000 and above
- Free e-statement within the statement cycle
- Withdrawing cash from non ADCB ATMs attracts a charge depending on the relationship type.
- Three types of the debit card are available namely aspire, privilege club, and excellency
- A total relationship can be maintained across current accounts, savings accounts, call accounts, fixed deposits, ADCB securities at market value, investments at market value.