Benefits
- Earn profits every month on minimum balance and get paid quarterly
- Get TouchPoints on having an average AED 10,000 or above every month in your account.
- Debit card available for AED account
- Free monthly statements within the statement cycle
- Redeem TouchPoints to make bill payments, airline miles, school/college fees, etc.
- It is available for UAE and non-UAE residents
- Sharia-approved account
Fees & Charges
- Account Closure (Within one year)= AED 105
- Non-ADCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10
- Non- ADCB Transactions in UAE – Balance Inquiry / Declined Transaction= AED 2.10/ AED 2.10
- Fee for using the ATM outside UAE and GCC =AED 21
Interest Rates
- Interest rate = 0.20% on AED
Documents Required
UAE Nationals:
- Passport for UAE nationals
- Original passport with UAE residence Visa that is valid for more than 30 days
- Original Emirates ID
- Salary certificate
Residents:
- Original passport of the applicant
- Visit Visa and entry stamp or e-gate card copy.
- 3 months bank statement from the bank where funds will be transferred
- Introduction letter from an existing ADCB customer with more than 1-year relationship with the bank.
Eligibility
- UAE and non-UAE residents can apply
Addition Information
- The account is available in AED
- Various ways to bank, include contact centre, SMS and visiting the nearest branch
- Redeem TouchPoints using mobile or internet banking facility
- A monthly fee has to be paid for not maintaining relationship balance criteria
- Debit card usage on non-ADCB ATMs will attract a charge based on the relationship type.