ADCB Islamic Saving Account ADCB Islamic Min. Salary 5000 AED Min. Balance 0 Interest Rate 0.2% Non Maintenance Fee 0 Features Free Debit Card Internet Banking Islamic Banking Mobile Banking Sharia Compliant Zero Balance AccountADCB Islamic Saving Account helps you save for your future and earn your benefits now. This is a Sharia Compliant account. Apply NowBenefitsEarn profits every month on minimum balance and get paid quarterlyGet TouchPoints on having an average AED 10,000 or above every month in your account.Debit card available for AED accountFree monthly statements within the statement cycleRedeem TouchPoints to make bill payments, airline miles, school/college fees, etc.It is available for UAE and non-UAE residentsSharia-approved accountFees & ChargesAccount Closure (Within one year)= AED 105Non-ADCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10Non- ADCB Transactions in UAE – Balance Inquiry / Declined Transaction= AED 2.10/ AED 2.10 Fee for using the ATM outside UAE and GCC =AED 21Interest RatesInterest rate = 0.20% on AEDDocuments RequiredUAE Nationals:Passport for UAE nationalsOriginal passport with UAE residence Visa that is valid for more than 30 daysOriginal Emirates IDSalary certificateResidents:Original passport of the applicantVisit Visa and entry stamp or e-gate card copy.3 months bank statement from the bank where funds will be transferred Introduction letter from an existing ADCB customer with more than 1-year relationship with the bank. EligibilityUAE and non-UAE residents can applyAddition InformationThe account is available in AEDVarious ways to bank, include contact centre, SMS and visiting the nearest branchRedeem TouchPoints using mobile or internet banking facilityA monthly fee has to be paid for not maintaining relationship balance criteriaDebit card usage on non-ADCB ATMs will attract a charge based on the relationship type. Apply Now
