Benefits
- This savings account is exclusive to Emiratis
- Debit Card with instant access to your money
- Earn profit from your savings, which is paid quarterly
- Open an account for your children; to be maintained by the guardian
- Earn TouchPoints with an average monthly balance of AED 10,000 or more
- For every extra AED 1,000, you get an extra chance in the prize draws
- Chance to win exciting cash prizes, like AED 250,000 every month and AED 10,000 daily
Fees & Charges
- Account Closure = AED 105
- Non-ADCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10 per transaction
- Non-ADCB ATM Transactions in UAE – Balance Inquiry / Declined Transaction= AED 2.10 per transaction
- Usage fees at international ATM i.e outside UAE and GCC (Cash Withdrawal) = AED 21
Interest Rates
- Profit Rate = .15%
Documents Required
- A copy of the passport
- Emirates identity card
- Resident visa
- Salary certificate of the applicant
Eligibility
- Available only to UAE Nationals
- Individual customers
- Account holders maintaining an Average Monthly balance of AED 5,000 are eligible for the prize draws
- Anyone can open account, if they maintain the required minimum balance of AED 5,000
Addition Information
- Access to your funds and withdraw any amount
- Free SMS alerts to the account holders
- Earn 15,000 bonus TouchPoints, upon opening an Emirati Millionaire Savings Account through ADCB Personal Internet Banking
- Earn TouchPoints every time you spend with your debit or credit card
- Redeem points instantly at merchant partner outlets or login to internet banking or mobile banking app