Benefits
- Opening ADCB account using digital app.
- Open to UAE residents only.
- You can also choose between regular and Shari’ah compliant solutions.
- Welcome Kit delivered to your doorstep.
- Get an ADCB Credit card instantly.
- Available in AED and other major currencies.
- Avail personal loan on ADCB Hayyak account
- Automatically enrolled into the ADCB TouchPoints Rewards Program
- Personalized debit and credit card
Fees & Charges
- Account Closure (Within one year)= AED 105
- Non-ADCB Bank ATM Transactions in UAE- Cash Withdrawal= AED 2.10
- Non-ADCB Bank Transactions in UAE- Balance Inquiry / Declined Transaction= AED 2.10
- Fee for using the ATM outside UAE and GCC = AED 6.30
Interest Rates
- Interest rate applicable for ADCB Hayyak Saving Account, as per bank norms.
Documents Required
UAE Nationals:
- A copy of the passport
- Emirates identity card
- Resident visa
- Salary certificate of the applicant
Residents:
- Copy of visa
- Emirates identity card
- Copy of the passport
- Salary certificate issued by the employer
Eligibility
- Account available, if you are a UAE resident
- For 21 years of age or older
- Minimum monthly income of AED 5,000 required for getting personal loan
Addition Information
- ‘Add Funds’ option available on debit card
- You can get loan up to a maximum of 20 times of your monthly salary
- Shariah compliant Islamic finance option available on the App
- Redeem your TouchPoints instantly at merchant outlets or for shopping vouchers and airline tickets
- Earn TouchPoints from spending with your credit or debit card by paying your bills online and more