ADCB Hayyak Digital Saving Account

• Opening ADCB account using digital app.
• Open to UAE residents only.
• You can also choose between regular and Shari’ah compliant solutions.
• Welcome Kit delivered to your doorstep.
• Get an ADCB Credit card instantly.
• Available in AED and other major currencies.
• Avail personal loan on ADCB Hayyak account
• Automatically enrolled into the ADCB TouchPoints Rewards Program
• Personalized debit and credit card

• Account Closure (Within one year)= AED 105
• Non-ADCB Bank ATM Transactions in UAE- Cash Withdrawal= AED 2.10
• Non-ADCB Bank Transactions in UAE- Balance Inquiry / Declined Transaction= AED 2.10
• Fee for using the ATM outside UAE and GCC = AED 6.30

• Interest rate applicable for ADCB Hayyak Saving Account, as per bank norms.

UAE Nationals:

• A copy of the passport
• Emirates identity card
• Resident visa
• Salary certificate of the applicant

Residents:

• Copy of visa
• Emirates identity card
• Copy of the passport
• Salary certificate issued by the employer

• Account available, if you are a UAE resident
• For 21 years of age or older
• Minimum monthly income of AED 5,000 required for getting personal loan

• ‘Add Funds’ option available on debit card
• You can get loan up to a maximum of 20 times of your monthly salary
• Shariah compliant Islamic finance option available on the App
• Redeem your TouchPoints instantly at merchant outlets or for shopping vouchers and airline tickets
• Earn TouchPoints from spending with your credit or debit card by paying your bills online and more