ADCB Hayyak – Digital App ADCB Min. Salary AED Min. Balance 0 Non Maintenance Fee 0 Currencies AED, GBP, USD, EURFeatures Conventional Banking Free Cheque Book Free Debit Card Internet Banking Mobile Banking Multiple Currencies No Salary Transfer Zero Balance AccountThe ADCB Hayyak is an app based digital banking account with welcome kit delivered at your doorstep. Apply NowBenefitsOpening ADCB account using digital app.Open to UAE residents only.Choose between opening a Current account (with cheque book) and Savings account.You can also choose between regular and Shari’ah compliant solutions.Welcome Kit delivered to your doorstep.Get an ADCB Credit card instantly.Available in AED and other major currencies.Fees & ChargesAccount Closure = AED 105Non-ADCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10 per transactionNon-ADCB ATM Transactions in UAE – Balance Inquiry / Declined Transaction= AED 2.10 per transactionUsage fees at international ATM i.e outside UAE and GCC (Cash Withdrawal) = AED 21Interest RatesInterest rates not applicable on current account.Documents RequiredPassport Emirates ID CardA picture of your signatureEligibilityMust be a UAE resident.The applicant must be of at least 21 years.Addition InformationAdd balance to your new ADCB account instantly. Use any UAE Bank Debit Card to top-up your account Apply Now