Benefits
- This sharia-compliant account is exclusively for UAE nationals
- To be eligible for the draw, you need a minimum average monthly balance of AED 5,000.
- Cash prizes of AED 10,000 for 10 winners per month, AED 500,000 for one winner every month and AED 2 Million for a winner every six months.
- Earn profits on savings which are paid quarterly.
- Free debit card to get instant access to cash.
- The account is available for children but has to be maintained by a guardian.
- Earn TouchPoints when you maintain a balance of AED 10,000 or more.
Fees & Charges
- Account Closure (Within one year)= AED 105
- Non-ADCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10
- Non-ADCB Transactions in UAE – Balance Inquiry / Declined Transaction= AED 2.10/AED 2.10
- Fee for using the ATM outside UAE and GCC = AED 6.30
Interest Rates
- Interest Rate = 0.15%
Documents Required
UAE Nationals:
- A copy of the passport
- Emirates identity card
- Resident visa
- Salary certificate of the applicant
Eligibility
- Only for UAE nationals
- Employees of ADCB and its subsidiaries and their immediate family cannot open this account.
Addition Information
- The average monthly balance is derived by adding the daily balances /the number of days in a month.
- Save an extra AED 1,000 over the minimum AED 5,000 to get more chances of winning the prize draw.
- Minimum AED 5,000 will earn 5 chances in the prize draws, additional AED 1,000 earns an extra chance.
- Account accessible through mobile, internet, and SMS banking.
- E-statements available free of cost
- Free SMS alerts for account holders