ADCB Emirati Millionaire Savings Account

• This sharia-compliant account is exclusively for UAE nationals
• To be eligible for the draw, you need a minimum average monthly balance of AED 5,000.
• Cash prizes of AED 10,000 for 10 winners per month, AED 500,000 for one winner every month and AED 2 Million for a winner every six months.
• Earn profits on savings which are paid quarterly.
• Free debit card to get instant access to cash.
• The account is available for children but has to be maintained by a guardian.
• Earn TouchPoints when you maintain a balance of AED 10,000 or more.

• Account Closure (Within one year)= AED 105
• Non-ADCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10
• Non-ADCB Transactions in UAE – Balance Inquiry / Declined Transaction= AED 2.10/AED 2.10
• Fee for using the ATM outside UAE and GCC = AED 6.30

• Interest Rate = 0.15%

UAE Nationals:

• A copy of the passport
• Emirates identity card
• Resident visa
• Salary certificate of the applicant

• Only for UAE nationals
• Employees of ADCB and its subsidiaries and their immediate family cannot open this account. 

• The average monthly balance is derived by adding the daily balances /the number of days in a month. 
• Save an extra AED 1,000 over the minimum AED 5,000 to get more chances of winning the prize draw.
• Minimum AED 5,000 will earn 5 chances in the prize draws, additional AED 1,000 earns an extra chance.
• Account accessible through mobile, internet, and SMS banking.
• E-statements available free of cost
• Free SMS alerts for account holders