The ADIB Exceed Visa Platinum Covered Credit Card is a Reward Credit Card that provides Exceed Rewards on most purchases made with the card. The card also offers free airport lounge access and roadside assistance features.
Earn 0.5 Exceed Reward points on every AED 100 spent within UAE
Earn 1.5 Exceed Reward points on every AED 100 spent outside the UAE. International transactions equivalent to AED 100 will be considered.
Earn 0.125 Exceed Reward points on every AED 100 spent at supermarkets, petrol stations, taxis, metro, and bus tickets.
Earn 0.125 for payments related to government services like taxes, fines, utility payments, etc.
Earn 0.125 on payments related to education, real estate agencies, road tolls, and charity payments.
Each Exceed Reward point is equal to AED 2 and the accrued points can be redeemed to make utility bill payments, book flight tickets, and others.
Features
Earn up to 1.5 Exceel reward points spent within and outside the UAE
Redeem Exceed reward points for shopping vouchers, utility bill payments, flight bookings, and more.
Get 2 complimentary airport lounge visits per year at eligible airport lounges across the globe.
Zero charges for the first 4 supplementary credit cards
100% of the credit limit on the card can be withdrawn as cash
Maximum 55 days interest-free period
Additional Benefits
Roadside Assistance feature covers towing services within the city limits, and other roadside assistance services like a flat tyre, lockout, fuel delivery, etc. This service can be availed once a year.
Redeem Exceed reward points through ADIB Mobile App.
Multiple credit card payment options are available to clear the credit card outstanding on time.
Cardholders can pay at over 60 ADIB branches, at the bank’s cash & check deposit machines available 24/7, through e-ADIB internet banking, telephone banking, etc.
Fees & Charges
Supplementary Annual Fee: 0 for 1st four cards; From 5th card onwards – AED 199
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
Addition Information
With ADIB Mobile Banking App cardholders can manage the card at their convenience.
Only primary cardholders are eligible for airport lounge access. Supplementary cardholders are not eligible.
Documents required to apply for the card include a valid passport, valid Emirates ID, last 3 months’ bank statement, and last month’s salary certificate.
From the 5th supplementary card onwards the annual fee will be AED 199
A minimum of 5% of the outstanding amount on the cards must be repaid every month.
Cardholders can request a temporary increase in credit limit by paying a fee of AED 50
