ADIB Etihad Guest Gold Credit Card

ADIB

Min. Salary

AED 5000

Annual Fees

AED 1000

Interest Rate

3.75%

FX Rate

2.3%

Benefits

Airport Lounge Access
Roadside Assistance
Sharia Compliant

The ADIB Etihad Guest Gold Credit Card is quoted as one of the most rewarding travel cards in the Middle East on the ADIB website. The Islamic Credit Card comes with travel benefits exclusively for Etihad Travellers. 

Reward features

  • Cardholders receive a welcome bonus of 35,000 Etihad Guest Miles
  • Earn up to 1.5 Etihad Guest Miles for every AED 4 spent using the card. The maximum miles are capped at 100,000 per month
  • Earn 0.5 Miles on every AED 4 spent on specific categories including supermarkets, utilities, taxes, fines, utility bill payments, petrol, real estate agents, public transport, road tolls, and charities. 
  • With the Etihad Guest ‘miles on the go’ program, earn 1 Etihad guest mile and tier mile for every AED 3 spent at the partner stores. 
  • Redeem the earned Guest Miles for flight bookings, to purchase furnishing and electronics.

Features

  • Earn bulk Etihad Guest Miles as a welcome bonus and Miles on every spent on the card. 
  • Redeem the Miles and travel anywhere with Etihad Airways.
  • Get a free companion ticket voucher on spending AED 150,000 or more on the card. The ticket allows you to travel on Etihad Airways to any place, in any class. 
  • Cardholders can obtain 2 free lounge visits per year to 850+ airports across the globe.
  • Fast track to Etihad Guest silver tier once the cardholder completes 4 return flights on Etihad Airways within the first 12 months of card issuance.

Additional Benefits

  • Free roadside assistance is applicable throughout the country. 
  • The Gold Card comes with a chip & pin and contactless technology providing greater safety and convenience. 
  • Clear the outstanding dues on the card through various channels including ADIB branches, ADIB cash & check deposit machines (CCDM), internet/ telephone banking, and at more than 250 exchange houses located across the UAE. 
  • Transfer of 100% excess funds over the cash cover from card to account
  • 100% cash withdrawal limit

Fees & Charges

  • Supplementary Annual Fee: Free for first 4 cards and from 5th card onwards AED 1000
  • Late Payment Fee: AED 100
  • Over limit Fee: AED 50
  • Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99

Addition Information

  • The first 4 supplementary cards can be availed free of cost.
  • A grace period of up to 55 days for monthly payment
  • Documents required to apply for the card include valid Emirates ID, valid passport, salary certificate, and last 3 months bank statement