ADIB Emirates Skywards Visa Infinite credit card offers travellers many travel and lifestyle benefits including Skyward Miles, unlimited airport lounge access, airport transfers, Emirates Skywards silver membership, and a fast track to gold tier status.
Get a welcome bonus of 50,000 Skyward Miles on the first spend within 30 days of card issuance.
Earn Skywards Miles on every AED 3.68 spent on the card in various categories
Earn 3 Miles on Emirates and Flydubai spends
Earn 2 Miles on foreign currency spends
Earn 1.5 Miles on local currency spends and
0.25 Miles on specific category spends including supermarkets, utilities, taxes, fines, utility bill payments, petrol, real estate agents, public transport, road tolls, and for charities.
Earn 0.8 miles for every AED 3.68 spent in countries that are part of the European Economic Area.
Features
Welcome bonus up to 25000 skyward miles on the first spend
The primary cardholder can achieve Emirates Skywards Gold tier membership by spending a minimum of USD 5,000 with Emirates, valid for 12 months from activation.
Earn Skyward miles on every AED 3.68 spent using the card
Unlimited lounge access to more than 1200 airport lounges worldwide, including 220 airports in Central Europe, the Middle East, and Africa.
Home check-in service in Dubai four times a year.
Four airport transfers from anywhere within city limits in the UAE
Golf benefits for the cardholder and one guest at The ELS Golf Club & Arabian Ranches Golf Club, Dubai, and the Abu Dhabi Golf Club, Abu Dhabi
Additional Benefits
Access to luxury travel planning and exclusive events
Free Valet parking four times a month through Valtrans at specific locations in the UAE
With 24/7 concierge service, plan your travel with the best events, reserve a table, and schedule a personalized shopping experience.
Travel inconvenience cover covers lost or damaged baggage up to USD 3,000; baggage delay cover of USD 500; trip delay cover of USD 500, and trip cancellation cover of USD 7,500
Travel Medical Cover for cardholders and family members (spouse -100%, kids -25%, helper – 25%).
Provides travel accident cover up to USD 500,000
Emergency medical evacuation covers up to USD 500,000
Covers medical expenses up to USD 500,00
Also provides an in-hospital cash benefit of USD 100 per day
24/7 account access with chat banking, sms alerts, and e-statements
Fees & Charges
Supplementary Annual Fee: Free for first four cards and from 5th card onwards AED 4500
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
Addition Information
One supplementary cardholder is also eligible for Emirates Skywards Gold membership by spending an additional USD 5,000 spend, subject to the payment of an annual fee of AED 4,500.
Balance transfer facility to transfer your current outstanding other credit cards to ADIB credit card.
Cash-on-call service to transfer cash from the Visa Signature credit card to a selected bank account
Cardholders can shop at select merchants and pay it back in easy installments in 3, 6, 9, or 12 months. No processing fee and a 100% waiver on monthly interest.
An optional Takaful cover to protect the cardholder in case of death, critical illness, involuntary loss of employment and permanent disability.
12-month Balance Transfer feature with no profit and a 3% processing fee. Cardholders can use up to 50% of the cover limit.
3-month Balance Transfer feature with no profit and a 2% processing fee. Cardholders can use up to 100% of the cover limit.
Cardholders can make various bill payments through online banking or chat banking for Etisalat and Du bills (Wasel recharge, GSM, landline bills, etc.) water, and electricity bills.
