The ADIB Cashback Visa Covered Credit Card is a Cashback credit card that provides up to 4% cashback on most daily spends. The card also comes with a roadside assistance feature and offers 4 free supplementary credit cards.
Earn 4% cashback (up to AED 300/month) on all spends made at supermarkets and grocery stores.
Earn 4% cashback (up to AED 300/month) on purchasing fuel and other automobile-related spends
Earn 4% cashback (up to AED 300/month) on all payments pertaining to school or college fees for your child’s education
Earn 4% cashback (up to AED 300/month) on all orders made at restaurants and dining places
Earn 4% cashback (up to AED 300/month) on all utility bill payments using the card
Features
Get up to 4% cashback on most of the daily spend categories including grocery, fuel, dining, utility bill payments, school fee payments, and more.
Cashback is capped at AED 1,000 per month.
Zero charges for 4 supplementary credit cards
100% of the credit limit on the card can be withdrawn as cash
Maximum 55 days interest-free period
Additional Benefits
A free ‘Roadside Assistance’ feature that covers unlimited towing services within the city limits, and other roadside assistance services like a flat tyre, lock out, fuel delivery, etc.
You can access various online services by visiting ADIB’s official website. View card statements, transact, get e-statements, SMS alerts, and more. A 24/7 banking chatbot is also available for quick query resolution.
Multiple credit card payment options are available to clear the credit card outstanding on time.
Cardholders can pay at over 60 ADIB branches, at the bank’s cash & check deposit machines available 24/7, through e-ADIB internet banking, telephone banking, etc.
Fees & Charges
Supplementary Annual Fee: 0 for 1st four cards; From 5th card onwards – AED 99
Late Payment Fee: AED 100
Over limit Fee: AED 50
Cash Advance Fee: 3% of the withdrawn amount or a minimum of AED 99
Addition Information
With ADIB Mobile Banking App cardholders can manage the card at their convenience.
Documents required to apply for the card include a valid passport, valid Emirates ID, last 3 months’ bank statement, and last month’s salary certificate.
From the 5th supplementary card onwards the annual fee will be AED 99
A minimum of 5% of the outstanding amount on the cards must be repaid every month.
Cardholders can request a temporary increase in credit limit by paying a fee of AED 50
