ADCB 365 Cashback Credit Card

ADCB

Min. Salary

AED 8000

Annual Fees

AED 383.25

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Balance Transfer
CashBack
Cinema Benefits
Credit Shield
Dining Benefit
Hotel Discounts

The ADCB 365 Cashback Credit Card is a cashback credit card with lifestyle benefits and rewards. The card is free for the first year and provides cash back on most of the retail purchases.

Reward features

  • Welcome bonus includes a one-time reward of AED 365 on a minimum spend of AED 5,000 in the first 45 days of card issuance.
  • Earn cash back on daily purchases
  • 3% on utility & telecom bill payments, fuel purchases, and Salik
  • 6% on dining spends including online food orders
  • 5% on grocery purchases
  • 1% on international purchases on any retail category

Features

  • No annual fee for the 1st year of card issuance. 
  • Earn cash back on most of the daily purchases made using the card. 
  • Get up to 12% discount at 9,85,000+ hotel & vacation rental bookings made on Agoda Website.

Additional Benefits

  • Movie benefits
  • Buy 1 and get 1 movie tickets at Vox Cinemas for different screens including IMAX, Standard, MAX Standard, etc.
  • 25% discount on food & beverages single select items at the Candy Bar in Voc Cinemas.
  • Size upgrade for popcorn and soft drinks at Candy Bar.
  • Credit shield insurance covers all credit card payments made across the globe protecting the cardholder from any fraudulent transactions.
  • Avail 0% interest on school fee payments.
  • FlexiPay feature to repay retail balances in easy monthly payments.
  • Transfer outstanding credit card balances from other banks and get low interest rates.
  • Credit card loans at zero interest rates.

Fees & Charges

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50 
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.5% or AED 105 AED

Addition Information

  • To become eligible for the cashback a minimum retail spend of AED 5,000 per calendar month is mandatory.
  • The minimum retail spend includes spending by both primary and supplementary cardholders. 
  • The maximum cashback is capped at AED 1,000 per month. 
  • 1+1 movie ticket offer valid for up to 4 tickets per month.