Liv Primary Account is a Digital Account which can be opened using Liv app. This account comes with a free debit card. Also free cheque book for salary account.
You can withdraw and deposit cash for free through any Emirates NBD & Emirates Islamic ATMs
The primary account does not offer any interest
Charges applicable for non maintenance of balance with few exceptions cases
One Account per Customer
No Interest
Customer can withdraw up a maximum of AED 15,000 per day via any Emirates NBD or Emirates Islamic ATMs
Joint account or joint mandate for operation of Liv Account is not permitted
Fees & Charges
Early Account Closure Fee (within 6 months) = AED 50 (exclusive of VAT)
Other ATM in UAE- Cash Withdrawal= AED 2
Other ATM in UAE in UAE- Balance Inquiry / Declined Transaction= AED 1
Fee for using the ATM outside UAE and GCC = AED 20
Interest Rates
The primary account does not offer any interest
Documents Required
UAE Nationals:
A copy of the passport
Emirates identity card
Resident visa
Residents:
Copy of visa
Emirates identity card
Copy of the passport
Eligibility
The applicant should have a valid Emirates ID card
For 18 years of age or older
Minimum balance of AED 3000 to be maintained
Addition Information
Charges applicable for non maintenance of balance AED 20 per month
No supplementary cards offered
You can open one main account and as many as Goal accounts which give interest
Maintenance fee waiver for Students aged up to 24 years (with proof), or Monthly salary transfer of AED 5,000+, or Debit card spend of AED 2,500+, or Active Credit Card, or Monthly average balance of AED 3000+ (across Primary Account and Goal Accounts)
