Benefits
- Shariah-compliant account
- Free international debit card and cheque book facility
- The account can be opened in AED and USD
- With DirectRemit feature, transfer funds in 60 seconds to India, Pakistan, Srilanka, Philippines and the UK for free through online or mobile banking.
- The mePay feature enables easy transfer of funds with the receivers’ mobile number.
- The ‘Cardless Withdrawal’ facility allows customers to withdraw funds at ATMs without the card.
- The ‘Tap and Pay’ feature allows contactless payments with your phone.
- Special offers across lifestyle categories including dining, travel, wellness, entertainment, and shopping.
- 0% installments for a tenure of 6 to 12 months at select clinics, hospitals, and travel brands.
Fees & Charges
- Account Closure (Within one year)= AED 100
- Non-Emirates NBD Bank ATM Transactions in UAE – Cash Withdrawal = AED 2 per transaction
- Non- Emirates NBD Transactions in UAE – Balance Inquiry / Declined Transaction= AED 1 per transaction
- Fee for using the ATM outside UAE and GCC = AED 20
Interest Rates
- No profit payments
Documents Required
UAE Nationals and Residents:
- A copy of Emirates ID
- A copy of valid passport
- A copy of address proof
For Salary transfer account (anyone of the below):
- Copy of labour card or employee ID or latest salary slip or employment visa page in the passport or contract letter
Non Residents and GCC Nationals:
- Utility bill copy or recent bank statements or original labour card or original work permit or letter from employer or tenancy contract.
For Non-Individuals:
- Copy of passport and EIDA of all signatories/owners/directors
- Trade License for companies incorporated in UAE.
- Memorandum of association (MOA)
- Board Resolution
For Bedouins
- Letter from Ministry of Interior as an identity proof
- Labour card from an employer
- Any other government photo ID
A duly filled and signed in account opening form
Eligibility
- Applicants can be UAE Nationals, Residents, Non-Residents, GCC Nationals, Bedouins, or non-individuals
Addition Information
- Based on the minimum balance and salary transfer different accounts including Classic, Plus, Plus Maximizer, and Beyond will be allotted
- Minimum salary requirement – Classic – AED 3,000; Plus and Plus Maximizer – AED 5,000; Beyond- AED 15,000.
- Maintaining minimum balance is mandatory for Classic and Plus Accounts. AED 25 will be charged for non-maintenance
- No minimum balance required for both Plus Maximizer and Beyond Current Accounts
- Up to 10 free ATM transactions per month. AED 10 per transaction will be charged thereafter
- Beyond account holders will get a free cheque book and 5 free international ATM transactions every year
- Free entertainments booklet worth AED 30,000 and AED 50,000 for Plus and Beyond customers respectively
- Beyond customers can also avail a free Skywards Signature Credit Cards with free 3,000 Skywards miles