Benefits
- This is a Sharia Compliant term deposit account
- Earn TouchPoints, if your deposit amount is AED 10,000 or more
- TouchPoints payable at maturity
- Multiple currencies available include AED, USD, Euro and GBP
- Flexible tenure of 1, 2, 3, 6 and 12 months

Fees & Charges
NIL
Interest Rates
- For AED
- 1 Month = 0.01%
- 2 Months = 0.02%
- 3 Months = 0.02%
- 6 Months = 0.05%
- 12 Months = 0.10%
Documents Required
For UAE Nationals:
- A copy of the passport
- Emirates identity card
- Resident visa
- Salary certificate of the applicant
For Residents of UAE:
- Copy of visa
- Emirates identity card
- Copy of the passport
- Salary certificate issued by the employer
For Non-residents of UAE:
- Copy of passport
- Copy of valid visit visa
- Applicant’s three-month bank statement with the existing bank
- Introduction letter from an existing ADCB Islamic customer
- Utility Bill (Not more than 3 months old)

Eligibility
- Available to UAE nationals, residents and non-residents
- This product is only available to customers with an active current or savings account
- Minimum deposit of AED 5,000 is required
Addition Information
- Earn up to max. of 300 TouchPoints vary on the tenure of the deposit
- Redeem your TouchPoints instantly at Bank’s Merchant Partner Outlets
- Apply through SMS or visit the closest branch to open term investment deposit


