SIB Smiles Titanium Credit Card

SIB Smiles Titanium Credit Card

Sharjah Islamic Bank

Min. Salary

AED 6000

Annual Fees

AED 0

Interest Rate

2.49%

FX Rate

2.625%

Benefits

Airport Lounge Access
CashBack
Cinema Benefits
Hotel Discounts
Sharia Compliant

The SIB Titanium credit card is a sharia-compliant card with a unique Smiles reward program. Perform transactions on this card and earn ‘Smiles’ points and redeem them. It can be used to purchase air tickets, electronics, hotel stays, or redeem it for vouchers.

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Reward features

  • 1 ‘smiles’ for AED 2 spent locally
  • 2 ‘smiles’ for AED 2 spent internationally
  • 50,000 bonus smiles
  • Complimentary VIP lounge access at airports
  • Discounted rides with Careem
  • Complimentary offers with Mastercard mobile app
  • Buy 1 Get 1 free at VOX cinemas. Up to 2 tickets free per month

Features

  • No annual fee on this card
  • Sharia-compliant card
  • Earn ‘Smiles’ on every transaction made using the card locally or internationally
  • Use the smiles and fly for free in over 300 airlines, cashback or vouchers
  • Instant cash on ‘smiles’ points
  • VIP lounge access
  • Travel and cinema offers
  • Cash withdrawal of up to 80% of your balance

Additional Benefits

  • Free stay at over 300,000 hotels around the world
  • Exclusive SIB Online Shop with over 13,000 items
  • 10% travel discount on cleartrip

Fees & Charges

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 236.25
  • Cash Advance Fee: 3.15% (min AED 78.75)

Addition Information

  • Free Supplementary cards for your family
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