Reward features
- Up to 10% cashback on all online & offline foreign currency spends
- Up to 10% cashback on all your AED online purchases and bill payments
- Up to 10% cashback on all mobile wallet spends
- Buy 1 Get 1 Free offer, at any of the 150+ Costa Coffee outlets in the UAE
- 25% Off for YQ’s Specialist Airport Assist Services
- discounts of up to 20% at over 200 airport restaurants around the world with DragonPass
Features
- cash back for every online, mobile wallet, bill payments or foreign purchase
- Complimentary Unlimited access local and international airport lounges
- Multi-trip travel insurance and Buyers Protection
- Visa Concierge Service and discounts at airport restaurants around the world with DragonPass
- Use the card to avail cash advance
- No Annual fee for first year
Additional Benefits
- Loan option available up to the available credit limit
- With multi-trip travel insurance, X Cardholders and their families are covered on all trips up to 90 days in duration
- Buyers Protection
- Contactless payment using mobile wallets
- 3D secure transactions for safer purchases
- First 2 supplementary cards free. Charges from the 3rd card onwards
Fees & Charges
- Supplementary Card Annual Fee: Free two cards, AED 105 from 3rd card onwards
- Late Payment Fee: 241.50 AED
- Over limit Fee: 292.95 AED
- Cash Advance Fee: 3.15% of cash advance amount or AED 105, whichever is higher
Addition Information
- Credit shield insurance for financial protection