Reward features
- Earn upto 10% Cashback on Travel
- Earn up to 10% cashback on supermarket spends
- Earn up to 5% cashback on international retail and online purchases
- Earn up to 3% cashback on domestic spends
- Avail up to 50% discount on VOX movie tickets
- Complimentary lounge access for self and guest at more than 1000 airports worldwide
- Up to 25% Avis car rental discounts
- Hertz car rental discounts of 15%
- Onefinestay luxury serviced apartment discounts of 15%
- Cleartrip discount of 10% on international roundtrip fares
Features
- Cashback on domestic and international travel spends, supermarket purchases, and domestic and international retail spends
- Discounts on movie tickets
- Complimentary airport lounge access and discounts on car rentals internationally
- Fulfill Visa Assistance at $15
- Travel accident and medical cover, purchase protection, and credit card insurance, and 24 hours roadside assistance
- Global Blue VIP Services
- Dinning, cinema and shopping offers
Additional Benefits
- Exclusive dining offers through RAKBANK mobile app
- Complimentary nights when booking 2-6 nights at Marriot Bonvoy Hotels across the Middle East and Africa
- Buy 1 Get 1 offers on lifestyle and dining purchases on the MasterCard app
- Up to 60% discounts in Bicester Village Shopping boutiques
- Complimentary 1-year MyUS Premium membership
- 10% Farfetch discounts internationally
- Six complimentary airport pick-up and drop-off in UAE or 3 across 5 metro cities in India annually
- Careem chauffer ride discounts of 20% three times a month across the Middle East
- Two-for-one offers and discounts for vacations and restaurants through Priceless Specials
- Insurance coverage for lost and delayed luggage and trip cancellations, delays, and misconnections
- Insurance for stolen, lost, or misused cards of up to AED 10,000 worldwide
- Free doorstep delivery on fuel purchases through CAFU app
- Discounts on health insurance policies issued by RAKNIC
- Up to 80% cash advance on credit limit
Fees & Charges
- Supplementary Card Annual Fee: Free for first card and AED 200 for additional cards
- Late Payment Fee: AED 230
- Over limit Fee: AED 285
- Cash Advance Fee: AED 99 or 3%, whichever is higher
Addition Information
- Redeem cashback with minimum spend of AED 1000
- Travel accident insurance of up to $500,000
- Travel medical insurance of up to $500,000
- Daily in-hospital $100 cash benefit
- Emergency medical evacuation and repatriation insurance of up to $500,000
- Credit card cheques available to use where credit cards are not accepted
- No annual fee for subsequent years if previous year’s spends amount to AED 50,000
- 0% interest for first 3 months of balance transfer