RAKBANK Islamic World Credit Card

RAKBANK

Min. Salary

AED 20000

Annual Fees

AED 0

Interest Rate

3.25%

FX Rate

2.20%

Benefits

Airport Lounge Access
Balance Transfer
CashBack
Cinema Benefits
Credit Shield
Dining Benefit
Hotel Discounts
Sharia Compliant

The RAKBANK Islamic World Credit Card is an Islamic credit card that offers reward points across all categories of spends along with exclusive discounts and privileges on travel, dining, shopping, etc., as well as global airport lounge access. This is sharia compliant credit card.

Reward features

  • Earn 0.35 reward points for every AED 1 spent on bill payments, government services, petrol/gas stations, schools, movies, supermarkets, transport, club memberships, etc.
  • Earn 1.25 RAKrewards per 1 AED on Domestic Spends and 3.75 RAKrewards on International spends upto AED 14,999 spends
  • Earn 2.50 RAKrewards per 1 AED on Domestic Spends and 5 RAKrewards on International spends between AED 15,000 to AED 29,999 spends
  • Earn 3.75 RAKrewards per 1 AED on Domestic Spends and 6.25 RAKrewards on International spends on AED 30,000 & Above
  • Redeem reward points on travel packages, flight tickets, hotel bookings, dining, etc.
  • Vox cinema ticket discounts of up to 50%
  • Dining discounts of 30% through RAKfoodie app
  • Exclusive benefits and offers for fashion, entertainment, dining, jewellery, watches, fitness, vacations, etc.
  • Complimentary LoungeKey access at more than 500 airport lounges worldwide
  • Complimentary hotel nights at Starwood Hotels & Resorts
  • 15% discount at Onefinestay, Oakwood, Grosvenor House Dubai luxury serviced apartments
  • International round-trip fare discount of 10% through Cleartrip
  • Discount of 15% on Hertz car rentals worldwide

Features

  • No joining fee for the first year
  • First supplementary card is free
  • Earn reward points across all categories of daily and luxury spends
  • Airport lounge access complimentary across hundreds of lounges worldwide
  • Discounts and benefits on travel, dining, and lifestyle spends
  • This is sharia compliant credit card
  • MasterCard Buy 1 Get 1 Offers and other offers

Additional Benefits

  • Buy 1 Get 1 offers on dining, hotel bookings, etc., through Mastercard
  • Complimentary 1-year MyUS Premium membership
  • Discount of 10% on Farfetch at 700 brands and outlets worldwide
  • Chauffeured airport pickup and drop-off service 6 times a year in the UAE or 3 times at select cities in India
  • Careem discounts of 30% three times a month across the Middle East
  • Complimentary Global Blue VIP services
  • com discount of 10% worldwide
  • Priceless 2-for-1 offers and discounts for dining and vacations worldwide
  • Free doorstep fuel delivery on fuel purchases through CAFU app

Fees & Charges

  • Supplementary Card Annual Fee: AED 200 for additional supplementary card
  • Late Payment Fee: AED 230
  • Over limit Fee:
  • Cash Advance Fee: 3.25%

Addition Information

  • Free supplementary card
  • Cash advance of up to 40% of credit limit
  • Up to 55 days of profit-free credit
  • Credit card cheques can be used where credit card payments are not accepted