The RAKBANK Islamic Gold Credit Card is a sharia compliant credit card with no annual fee, Takaful benefits, global acceptance with cash withdrawals possible worldwide, rewards earned across all categories of spends, and discounts and privileges on dining, travel, and lifestyle.
Earn 1.25 RAKrewards points on every AED 1 spent locally and internationally from AED 1000 to AED 2999 monthly
Earn 2.50 RAKrewards points on every AED 1 spent locally and internationally of AED 3000 and above monthly
Earn 0.35 RAKrewards points on every AED 1 spent on government services, education, charity, gas/petrol stations, movies, club memberships, beauty, health, supermarkets, etc.
Redeem points on dining, airline tickets, hotel bookings, home appliances, electronics, etc.
Exclusive offers on jewellery, dining, holidays, electronics, furnishings, etc.
Exclusive discounts globally on premium hotels and brands
Shopping discount of 60% on European Shopping Villages
Features
Earn rewards on domestic and international purchases for every AED spent
Redeem rewards for airline tickets, hotel bookings, dining, electronics, home appliances, and more
No annual fee
Free supplementary cards
Free Travel Accident Insurance and Purchase Protection
Sharia Compliant
Discounts on dining and shopping
Additional Benefits
com cashback of 10%
com discount of 10%
Priceless discounts and offers of 2-for-1 on holidays and restaurants
Discount of 30% on over 2000 restaurants through RAKfoodie app
Careem app discount of 20% three times per month
Fees & Charges
Supplementary Card Annual Fee: Free
Late Payment Fee: AED 230
Over limit Fee:
Cash Advance Fee: 3.45%
Addition Information
Profit-free credit of 55 days
Free purchase protection
Cash advance of up to 40% of credit card limit
Minimum monthly payment of 3%
Low rate of profit on outstanding retail purchases
