
Reward features
- Earn 1.75 reward points for every AED 1 spent locally for monthly spends of AED upto 14,999
- Earn 3 reward points for every AED 1 spent internationally for monthly spends of upto AED 14,999
- Earn 3 reward points for every AED 1 spent locally for monthly spends exceeding AED 15,000
- Earn 5 reward points for every AED 1 spent internationally for monthly spends exceeding AED 15,000
- Earn bonus rewards of 10% for quarterly spends between AED 15,000 to AED 19,999
- Earn bonus rewards of 20% for quarterly spends between AED 20,000 to AED 24,999
- Earn bonus rewards of 30% for quarterly spends exceeding AED 25,000
- Earn 50 reward points on every AED 1 spend on cinema on monthly spends exceeding AED 5,000
- Exclusive discounts on shopping and dining
- Discounts on premium brands and hotels globally
Features
- Earn RAKrewards on all your domestic & international spends
- Earn up to 30% quarterly bonus RAKrewards
- Redeem points for air travel tickets in over 300 airlines
- Redeem points for stays at over 300,000 hotels locally and internationally
- No annual fees
- Unlimited, complimentary access to Lounges
- Free travel accident insurance and purchase protection
- Lifestyle and travel benefits

Additional Benefits
- Low interest rate on outstanding retail spends
- Exclusive offers on jewellery, electronics, dining, holidays, furnishing, etc.
- Buy 1 Get 1 offers on Mastercard For You app
- Discount of 20% three times a month on Careem app
- Complimentary access to Marhaba, CAC, and LoungeKey airport lounges internationally
- Avis car rental discounts of 15%
- Free MyUS Premium membership
- Cleartrip discounts of 30% on hotel and airline bookings
- Discount of 60% on European Shopping Villages
- Cashback of 10% on Booking.com
- 10% off on your booking on rentalcars.com
Fees & Charges
- Supplementary Card Annual Fee: Free
- Late Payment Fee: AED 230
- Over limit Fee: AED 285
- Cash Advance Fee: AED 99 or 3% whichever is higher
Addition Information
- Up to 55 days interest free credit
- Cash advance of up to 40% of credit limit
- Purchase protection for accidental damage or theft
- 0% Easy Payment Plan

