RAKBANK nmc Credit Card

RAKBANK

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.45%

FX Rate

2.10%

Benefits

Balance Transfer
CashBack
Credit Shield
Dining Benefit

RAKBANK nmc Credit Card comes with various wellness benefits and other rewarding features and has been developed in association with nmc Group. It offers discount on diagnostic testing, cashback on purchases, cash advance facility, discounts on dining and shopping and much more.

Reward features

  • up to 1% cashback on all International retail purchase transactions
  • 1% cashback on total monthly domestic retail purchases, upon minimum monthly retail spend of AED 1,000
  • Discounts at nmc hospitals, pharmacies, opticians, beauty salons, restaurants and jewelers
  • 20% off for the first three Uber rides in a month
  • 10% discount on X-ray, Ultra Sound, Mammography, CT and MRI scans in various hospitals
  • 8% discount on purchase of non-pharmaceutical products at applicable pharmacies
  • 15% discount on optical products at nmc Opticals, Abu Dhabi and Focus Optics, Dubai
  • Avail 10% discount on dining
  • 10% discount on Making Charges of Gold Jewellery at Aabharan Jewellers in Abu Dhabi and Dubai

Features

  • Cashback on all retail purchases
  • 0% Easy Payment Plan
  • Discounts at nmc hospitals, pharmacies, opticians, beauty salons, restaurants and jewelers
  • Up to 55 days interest free credit
  • Discounts on dining and shopping
  • Cash advance facility available

Additional Benefits

  • Up to 30% Discount at over 2,000 restaurants on your RAKBANK card
  • 0% Easy Payment Plan, for 3, 6, 9 or 12 months, with participating merchants
  • No annual fee on primary card
  • Free supplementary credit cards
  • Low interest rate on outstanding Retail Purchases
  • Cash Advance of up to 80% of Credit Limit
  • 20% off the first three rides taken during any given month on Uber

Fees & Charges

  • Supplementary Card Annual Fee: Free for life
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 285
  • Cash Advance Fee: 3% or AED 99 (whichever is higher)

Addition Information

  • Privileged discounts on dining and shopping
  • Lowest minimum monthly payment of just 3%
  • Balance transfer facility available