Arab Bank Visa Gold Credit Card

Arab Bank Visa Gold Credit Card

Arab Bank

Min. Salary

AED 1000

Annual Fees

AED 0

Interest Rate

3.25%

FX Rate

3%

Benefits

Balance Transfer
Credit Shield
Hotel Discounts

The Arab Bank Visa Gold Credit Card is a contactless-payment credit card. Apart from the usual benefits of safe and secure transactions, cash withdrawal, and flexible repayment options, credit card users can avail of a wide variety of offers under the VISA Premium Privileges Programs.

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Reward features

  • 10% discount on Starwood Preferred Guest hotel rooms
  • Up to 20% off at AVIS worldwide
  • Spend 2 AED locally and earn 1 Arabi Points
  • Spend 1.5 AED on an international transaction and earn 1 Arabi Point
  • Automatic enrollment to Credit Card Rewards Program – Arabi Points

Features

  • Contactless payment due to the use of Smart Chip technology.
  • Personalized credit limit
  • Interest-free credit up to 52 days 
  • Flexible repayment options of 5%, 25%, 50%, or 100% of the balance 
  • Easy payment plans starting from a low 1%
  • offers under the VISA Premium Privileges Program
  • Automatic enrollment to Credit Card Rewards Program – Arabi Points

Additional Benefits

  • Contactless-enabled card for quick purchases
  • Cash advance up to 75% of the credit limit
  • Balance transfer service to transfer other credit card balances to Gold Card
  • Added security during transactions with the use of a one-time password
  • Easy credit card payments through Direct Banking Services
  • Convenient card management using the internet and phone banking services
  • Quick application processing
  • Accepted worldwide
  • Arab Bank Credit Shield Insurance for repayment security

Fees & Charges

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 275
  • Cash Advance Fee: 3% with a min of AED 100

Addition Information

  • Free supplementary credit cards
  • 24/7 Customer contact center
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